Hello everyone,
Just wanted to update:
CLI:
Express 2150-2350 (815 balance) last increase January
Buckle 2050-2250 (0 bakance) last increase January
Loft 1250-1500 (0 balance) last increase January
Vickie 2250-2450 (0 balance) last increase January
No go cli: All 0 balances
JJill
JCrew
HSN
Got cap1 to lower my apr I think to 20%
Closed today:
Credit one limit 750 (0 balance) increase every 4 months, tried to keep me by waiving monthly fee for 6 months. Pre approved for 2nd card Should I have kept open?
Verve limit 500 (0 balance) never increased
First Premier limit 400 (0 balance) offered $40 credit to stay open
First Premier limit 500 (0 balance offered $40 to stay open.
Utl was at 12% these closures will make it go up but hopefully I can counter that want to keep my scores going up.
Starting scores after BK (Filed 4/18/24) EQ , TU , EX
@OmarGB9 wrote:
Grats on closing the leech cards (CreditOne and FP).
Lol, thank you. I feel so weird because I had never closed cards before. This time last year or prior I would have never done that because I was credit hungry. Now, not so much, although I'll admit when Credit One offered to waive the fee for 7 months I really thought maybe I should keep it. I mean I had no issues with them and got steady increase every 4 months.