Has anyone had any luck with a GW letter to remove a hard pull? I have several HSBC inquiries that I want removed. I sent them a GW letter via registered mail approximately 1 month ago. Haven't heard anything yet. Basically, I have several accounts with them so I asked if they would delete them as a courtesy. I tried calling about it and got nowhere so I figured a letter is appropriate. Am I wasting my time here or is there another way? I did initiate these inquiries myself.
I think you sorta answered your own question. I would stop stressing about a few inquiries and go on with life. Some are inevitable and some are for the better good. I just try to minimize those that were for nothing.
EDIT: Just thought I'd toss in this example. Wife decides to lease a new car. She wants me on the lease "in case something happens" I didn't want on lease (for same reason and others) but she is the love of my life and I don't argue with her. I asked the dealer who they pull, he didn't know but assured me it would be a single pull. Score watch today says, dealer pulled EQ and the leasing company also pulled EQ. So that's a combined 4 INQ for a single lease deal. Stupid. But I'll live through it. Got my baby a new ride.
Message Edited by contractor on 08-03-200807:32 PM
"No good deed goes unpunished"
There is nothing more simple, nothing more complex than the relationship between Country Boy and Dog.
Thanks for the encouragment! You're right. The reason I'm stressing is because I plan on acquring one more cc to the collection and then I'm done for a long time; Amex. On their last pull, I was declined partly due to "too many recent inquiries." At the time I applied, I had a whopping 22 inquiries. I know, way too many. Now I'm down to 16. At the end of August, 3 more will drop off. That's when I plan to apply once again...and actually get an approval this time. The other reason was high utilization. Now I'm just waiting for an update. I'll be around 20% or so utilization. Should be low enough.
Wow 4 inquiries? That's crazy. Congrats on the new ride, though. I'm sure the wife is happy!