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Senior Contributor
score_building
Posts: 3,497
Registered: ‎01-10-2008

Re: Informing the bank of future payments

cap1 couldn't care less when anyone *says* they will pay, plans change, things happen.
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06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Informing the bank of future payments

Just for the record, I paid  the full amount on 2/24.  So now, I don't have to worry about putting any more charges on the account for another 3 months to keep the card active.  Go figure!
Frequent Contributor
jausanka
Posts: 483
Registered: ‎05-06-2009

Re: Informing the bank of future payments


DI wrote:
Just for the record, I paid  the full amount on 2/24.  So now, I don't have to worry about putting any more charges on the account for another 3 months to keep the card active.  Go figure!
 
Uh oh.. maybe they will notate your account now that you took the time to email them a lie about the date you were going to pay. 
 It's kinda ironic to me that in multiple posts you make negative comments to people when they say they avoid contacting their bank because they don't want to poke a sleeping lion... You say you have no fear of banks taking AA on you, yet you seem to live in fear enough that you will actually take the time to contact a bank to tell them ahead of time that you will be making a small payment on your account by the due date.. just to let them know.  Interesting dichotomy.  To each his own, I guess.
Congrats. 
 
 

 

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Informing the bank of future payments

[ Edited ]

jausanka wrote:

DI wrote:
Just for the record, I paid  the full amount on 2/24.  So now, I don't have to worry about putting any more charges on the account for another 3 months to keep the card active.  Go figure!
 
Uh oh.. maybe they will notate your account now that you took the time to email them a lie about the date you were going to pay. 
 It's kinda ironic to me that in multiple posts you make negative comments to people when they say they avoid contacting their bank because they don't want to poke a sleeping lion... You say you have no fear of banks taking AA on you, yet you seem to live in fear enough that you will actually take the time to contact a bank to tell them ahead of time that you will be making a small payment on your account by the due date.. just to let them know.  Interesting dichotomy.  To each his own, I guess.
Congrats. 
 
 

 


 I paid on the 24th and it posted on the 25th.    Some are making such a big deal of my emailing Capital One.  I don't get it.  

To each his own as you said.

 

NOT helpful (nor friendly, nor supportive, nor respectful) are:

- preaching

insulting
- condescending

- browbeating
- name-calling

- belittling

- smugness about or sneering at another’s misfortune (even if it is partly or wholly self-created)

- posting unasked-for, self-important opinions that contribute nothing productive to a thread
- prejudging (assuming that one knows all the facts of another's situation and posting judgmental comments, 

  when one quite plainly doesn't know all the facts)
- TJ'ing a thread to indulge in petty wars of words

 

 

Message Edited by DI on 02-28-2010 09:59 AM
Super Contributor
marty56
Posts: 5,679
Registered: ‎10-06-2007

Re: Informing the bank of future payments

As a rule, if I am going to charge a big amount (over 10% of my CL) on a CC, I contact the CCC and let them know.  I also let them know when I intend to PIF as well.
09/12/2013 FICO: EQ: 772 EX:813 TU:752
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Informing the bank of future payments


jausanka wrote:

DI wrote:
Just for the record, I paid  the full amount on 2/24.  So now, I don't have to worry about putting any more charges on the account for another 3 months to keep the card active.  Go figure!
 
Uh oh.. maybe they will notate your account now that you took the time to email them a lie about the date you were going to pay. 
 It's kinda ironic to me that in multiple posts you make negative comments to people when they say they avoid contacting their bank because they don't want to poke a sleeping lion... You say you have no fear of banks taking AA on you, yet you seem to live in fear enough that you will actually take the time to contact a bank to tell them ahead of time that you will be making a small payment on your account by the due date.. just to let them know.  Interesting dichotomy.  To each his own, I guess.
Congrats. 
 
 

 


The due date is March 4th. 

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Informing the bank of future payments


marty56 wrote:
As a rule, if I am going to charge a big amount (over 10% of my CL) on a CC, I contact the CCC and let them know.  I also let them know when I intend to PIF as well.

Thanks!  I don'tsee what I've done was wrong.  I just sent a simple email since I used one of the no fee  checks for the first time.  

Valued Contributor
Jazzzy
Posts: 2,672
Registered: ‎07-29-2009

Re: Informing the bank of future payments


DI wrote:
Does anyone else contact banks to inform them of a payment you'll make?  I charged $650 to my Capital One card on Feb. 16th.  I sent Cap One an email informing them, I will make a payment of $650 on Feb. 25th.  They replied and said they notated my account.  Is it necessary to contact banks to inform them about making a future payment?  I think it builds a good relationship with the banks.   

Hi DI...you did nothing wrong.

 

In your original post, you asked the questions. Most folks seem to think it's unnecessary and does nothing for the banking relationship. That's the answer.

 

It's OK to disagree. No one has to win this discussion, IMO.

Frequent Contributor
jausanka
Posts: 483
Registered: ‎05-06-2009

Re: Informing the bank of future payments


LynetteM wrote:

DI wrote:
Does anyone else contact banks to inform them of a payment you'll make?  I charged $650 to my Capital One card on Feb. 16th.  I sent Cap One an email informing them, I will make a payment of $650 on Feb. 25th.  They replied and said they notated my account.  Is it necessary to contact banks to inform them about making a future payment?  I think it builds a good relationship with the banks.   

Hi DI...you did nothing wrong.

 

In your original post, you asked the questions. Most folks seem to think it's unnecessary and does nothing for the banking relationship. That's the answer.

 

It's OK to disagree. No one has to win this discussion, IMO.


+1.  If someone feels a question is important enough to post and ask for replies, it seems okay for other people to reply.  IMHO. 

 

Community Leader
Senior Contributor
laz98
Posts: 4,291
Registered: ‎09-06-2008

Re: Informing the bank of future payments


jausanka wrote: 
+1.  If someone feels a question is important enough to post and ask for replies, it seems okay for other people to reply.  IMHO.

to reply, yes.  but to make snide remarks or insult someone's judgment or decisions, i would have to say no.

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