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Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
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Inq Info Requested From Residents In GA, AL And SC

[ Edited ]
For individuals who live in the following states can you please give us a break down on the number inqs on each of your CRs. Like this:
 
EQ = ?
EX  = ?
TU = ?
 
As always, TIA!


Message Edited by fused on 08-11-2008 02:06 PM
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Regular Contributor
Posts: 204
Registered: ‎06-16-2008
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Re: Inq Info Needed

Curious, do those states have specific laws/regulations regarding INQs?
6/16/08 EQ-632
8/1/08 TU-717 EQ-690 EX-696
9/6/08 EQ-711
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
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Re: Inq Info Needed

No, not that I'm aware of. I'm asking this question to determine if a pattern exists in these three states.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: Inq Info Needed

hmmmm...this is not coming along like I hoped it wouldSmiley Indifferent
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Frequent Contributor
Posts: 303
Registered: ‎06-04-2008
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Re: Inq Info Needed

I left my CR at home. When I get home I will update the information. BTW I am located in GA

Starting Score: 3/21 EQ 636 TU 669
Current Score: 12/30 EQ 740 TU 712 EX ??? ....
Goal Score: Yay... I reached my goal of 700!!!


Take the FICO Fitness Challenge

Regular Contributor
Posts: 178
Registered: ‎08-21-2007
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Re: Inq Info Needed

TU   0
EQ  4
EP   5
 
ALABAMA
Regular Contributor
Posts: 223
Registered: ‎12-27-2007
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Re: Inq Info Requested From Residents In GA, AL And SC

EX:3
EQ:2
TU:1
 
Do I pass the test?
Regular Contributor
Posts: 122
Registered: ‎06-02-2008
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Re: Inq Info Requested From Residents In GA, AL And SC

EQ = 3
EX = 2
TU = 1

I'm in Georgia. Almost all banks and credit unions here pull EQ. None pull TU that I'm aware of. TU has 1 because of capital one.
Valued Contributor
Posts: 1,291
Registered: ‎02-26-2008
0

Re: Inq Info Requested From Residents In GA, AL And SC

Citi pulled EQ for me in '06 and '08 for new cards.

FNBO pulled EX hard on a CLI request.
Discover pulled EX for app in '06.

FIA pulled TU when I used a BT check in '07.

Sadly, I don't have info prior to '06 on me.

The main one I'm worried about is EQ, and EX for Amex.
Established Contributor
Posts: 971
Registered: ‎01-13-2008
0

Re: Inq Info Needed

What kind of question is that? Ya talkin' 'bout fammly naw son!

fused wrote:
No, not that I'm aware of. I'm asking this question to determine if a pattern exists in these three states.



1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
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