Do you call the company or the credit card ot get the inq taken off?
laryn41 wrote:I thought that they are a big part of your score factor, plus they stay on for 2 years...
I thought they were a factor as well. Not necessarily from a score perspective, but from prospective creditors. When creditors see an abundance of inquires, I read they are leery to extend credit, or getting the reconn is more stringent.
Hard inquiries are seldom worth the time and energy to have removed. They're just not that big of a score factor.