06-24-2008 12:58 PM
06-24-2008 01:11 PM
Do you call the company or the credit card ot get the inq taken off?
06-24-2008 01:13 PM
06-24-2008 01:42 PM
06-24-2008 01:48 PM
06-24-2008 01:59 PM
laryn41 wrote:I thought that they are a big part of your score factor, plus they stay on for 2 years...
06-24-2008 02:27 PM
I thought they were a factor as well. Not necessarily from a score perspective, but from prospective creditors. When creditors see an abundance of inquires, I read they are leery to extend credit, or getting the reconn is more stringent.
Hard inquiries are seldom worth the time and energy to have removed. They're just not that big of a score factor.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO