06-24-2008 12:58 PM
06-24-2008 01:11 PM
Do you call the company or the credit card ot get the inq taken off?
06-24-2008 01:13 PM
06-24-2008 01:42 PM
06-24-2008 01:48 PM
06-24-2008 01:59 PM
laryn41 wrote:I thought that they are a big part of your score factor, plus they stay on for 2 years...
06-24-2008 02:27 PM
I thought they were a factor as well. Not necessarily from a score perspective, but from prospective creditors. When creditors see an abundance of inquires, I read they are leery to extend credit, or getting the reconn is more stringent.
Hard inquiries are seldom worth the time and energy to have removed. They're just not that big of a score factor.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.