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laryn41 wrote:
Do you call the company or the credit card ot get the inq taken off?
laryn41 wrote:I thought that they are a big part of your score factor, plus they stay on for 2 years...
I thought they were a factor as well. Not necessarily from a score perspective, but from prospective creditors. When creditors see an abundance of inquires, I read they are leery to extend credit, or getting the reconn is more stringent.
TheNewWorldMan wrote:
Hard inquiries are seldom worth the time and energy to have removed. They're just not that big of a score factor.