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@RSCo wrote:
Here's my profile...
35 total accounts
19 open accounts, of which 17 are charge/revolvers
INQ's - ALL since Dec 2012
Ex. Eq. Tu.
12. 13. 6
Didn't seem to hurt me during my recent app sprees.. Never declined due to Inq, at least according to denial reasons..
Good Luck!!
Let me guess ... you didn't apply for any Barclays card?
@myjourney yes!
@myjourney wrote:
@mcf wrote:Ohh Geez i have 39 lol.. thats just with equifax..
Thats why your gardening for awhile
Oh my, he may want to round that off to an even 40
(myjourney, better get ALL security measures ready)
@asphaltcowboy wrote:
@myjourney wrote:
@mcf wrote:Ohh Geez i have 39 lol.. thats just with equifax..
Thats why your gardening for awhile
Oh my, he may want to round that off to an even 40
(myjourney, better get ALL security measures ready)
Lmao
ohhhno lol.. thats all before i found my way here! lol.. just still dealing with them on reports.. No more are expected for a long time. Next INQ will be for property or car hopefully in like 15 yrs haha!!
@mcf wrote:ohhhno lol.. thats all before i found my way here! lol.. just still dealing with them on reports.. No more are expected for a long time. Next INQ will be for property or car hopefully in like 15 yrs haha!!
Good answer mcf good answer
So OP yeh i have too many hehe. But i guess it depends on credit file how many accts, ages of accounts, income, so many variables.. Because I have been approved for some nice cards in the past few months believe it or not.. but now put that many INQ on a younger file and im sure its bad to have more than 6 INQ
Non of the credit cards I have applied for have been needs. I didn't need any of them. I just got them to help improve my credit. I am not even sure exactly why i am improving my credit. i have no plans to buy a house or to borrow money. I am raising my credit soley to improve my self esteem. So all my apps have been wants not needs. I have basically no use for any of my credit lines. I really don't like credit cards at all and would much prefer to pay cash or use a debit card all the time. However as I have learned from research credit is important and someday I may need it for something and just incase I do, i have gotten 4 credit cards which I don't use other than as a strategy to improve my credit score.
@dddewdrop wrote:Non of the credit cards I have applied for have been needs. I didn't need any of them. I just got them to help improve my credit. I am not even sure exactly why i am improving my credit. i have no plans to buy a house or to borrow money. I am raising my credit soley to improve my self esteem. So all my apps have been wants not needs. I have basically no use for any of my credit lines. I really don't like credit cards at all and would much prefer to pay cash or use a debit card all the time. However as I have learned from research credit is important and someday I may need it for something and just incase I do, i have gotten 4 credit cards which I don't use other than as a strategy to improve my credit score.
You answered it!
You might just plan to buy a house or finance a car someday. You never know.
Besides, properties are good investments.