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Frequent Contributor
Posts: 335
Registered: ‎08-12-2011
0

Inquired about USAA & NFCU

I know IM not ready to apply with anyone in the near future until I lower my debt. But.....

Today I called to see if my father had any accounts with USAA or NFCU and ( he didn't.)                 

The lady from NFCU said I still qualify because my dad served in the Navy.

USAA said I still qualify for most products. Is this what you guys have been told also? 

 Would NFCU give me the same rates  even if my dad didn't have an account with them?

What do you like about NFCU? 

 

 

Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
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Re: Inquired about USAA & NFCU

Is your dad retired from the navy? If yes then your eligible if not then your not eligible. Speaking for nfcu. If your only able to become a partial member with usaa you will only be limited to products and the rates aren't that good either for partial members
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
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Member
Posts: 12
Registered: ‎10-11-2012
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Re: Inquired about USAA & NFCU

As i understand USAA's policies, and they have changed dramatically recently, if a parent/spouse is/was active or retired military you are eligible for full membership, if the service member was honorably discharged you are eligible for partial membership.

Start:FAKO:TU 507(8/11), EQ 511(8/11), EX 511(8/11)
Current FICO: TU 713(10/12), EQ 704(10/12), EX(auto loan pull)684(10/12)
Goal:760+ across the board
Wallet:Cap1 Secured MC $500, Paypal Extras MC $1500, NFCU $ 17.5k Cabelas Club Visa $6000, PCRichard $3000
Frequent Contributor
Posts: 335
Registered: ‎08-12-2011
0

Re: Inquired about USAA & NFCU

Yes my dad was retired and has past away in 1994.

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