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Inquiries are killing me!

Valued Contributor

Inquiries are killing me!

I have 35 inquiries on TransUnion CR an 23 On Experian CR. I  really need to chill out with applying for any new CC. I was planning on buying my first home next year but i think i'm gonna put that on hold for 2 years cause i might get turned down for 2 many new accounts an inquires. My CC spree has done me wonders but i really need to chill.


Message Edited by mjbfan79 on 07-27-2008 11:24 AM

Message Edited by mjbfan79 on 07-27-2008 11:25 AM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
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Valued Contributor

Re: Inquiries are killing me!

I would ask DallasLoan over on the mortgage board if you could get a mortgage with no inquiries in the last 12 months. You might not have to wait as long as you currently fear. When was your last new account opened?
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Valued Contributor

Re: Inquiries are killing me!



debtisgood wrote:
I would ask DallasLoan over on the mortgage board if you could get a mortgage with no inquiries in the last 12 months. You might not have to wait as long as you currently fear. When was your last new account opened?


4 Accounts opened last month
1 Account opened this month
 

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 3 of 3