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Inquiries are killing me!

Valued Contributor

Inquiries are killing me!

I have 35 inquiries on TransUnion CR an 23 On Experian CR. I  really need to chill out with applying for any new CC. I was planning on buying my first home next year but i think i'm gonna put that on hold for 2 years cause i might get turned down for 2 many new accounts an inquires. My CC spree has done me wonders but i really need to chill.


Message Edited by mjbfan79 on 07-27-2008 11:24 AM

Message Edited by mjbfan79 on 07-27-2008 11:25 AM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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2 REPLIES
Valued Contributor

Re: Inquiries are killing me!

I would ask DallasLoan over on the mortgage board if you could get a mortgage with no inquiries in the last 12 months. You might not have to wait as long as you currently fear. When was your last new account opened?
Valued Contributor

Re: Inquiries are killing me!



debtisgood wrote:
I would ask DallasLoan over on the mortgage board if you could get a mortgage with no inquiries in the last 12 months. You might not have to wait as long as you currently fear. When was your last new account opened?


4 Accounts opened last month
1 Account opened this month
 

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge