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Inquiries..

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Dbadup
New Contributor

Inquiries..

How long does it usually take for a Citi inquiry to hit.. Been 3 days now still nothing on my reports!!



NASA 30K|| Citi 10.3K|| Discover 20K|| AmexSPG/Everyday 10k/3.6k|| NordstromV 7.5k|| Bloomies5k|| Barcl.65K|| Cap1 3.25k|| Jcrew 17.65K|| ChaseFree2K|| CSP 5k
Message 1 of 10
9 REPLIES 9
LS2982
Mega Contributor

Re: Inquiries..


@Dbadup wrote:

How long does it usually take for a Citi inquiry to hit.. Been 3 days now still nothing on my reports!!


Hmm.....

 

Are you sure you know who they pulled?




EQ FICO 548 3/3/16
Message 2 of 10
boomhower
Valued Contributor

Re: Inquiries..

It should hit the day they pulled your report.  It's instant.  When they pull the report the inquiery is posted.  Either they didn't pull the report yet or something strange is going on.

Message 3 of 10
LS2982
Mega Contributor

Re: Inquiries..


@boomhower wrote:

It should hit the day they pulled your report.  It's instant.  When they pull the report the inquiery is posted.  Either they didn't pull the report yet or something strange is going on.


My INQ's for Amazon/Lowes didn't hit until today.




EQ FICO 548 3/3/16
Message 4 of 10
Dbadup
New Contributor

Re: Inquiries..

I have that credit monitoring from Amex... So it monitors all three daily! Still nothing today! But i know i was approved! $9100 for the Thank You visa! hmmmm! I hope im ding free!



NASA 30K|| Citi 10.3K|| Discover 20K|| AmexSPG/Everyday 10k/3.6k|| NordstromV 7.5k|| Bloomies5k|| Barcl.65K|| Cap1 3.25k|| Jcrew 17.65K|| ChaseFree2K|| CSP 5k
Message 5 of 10
pakman92
Established Contributor

Re: Inquiries..

For me credit inquiries have always hit within a week.  Somecases in a day or two.  Of course, unless you are pulling daily.  You'll have to wait for the 'supposedly' daily monitoring services to catch up with their 'weekly monitoring'


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 6 of 10
LS2982
Mega Contributor

Re: Inquiries..

I wonder if creditors see these new INQ's in real time or when we see them though our CMS'S??? (when refreshed every day)




EQ FICO 548 3/3/16
Message 7 of 10
boomhower
Valued Contributor

Re: Inquiries..


@LS2982 wrote:

I wonder if creditors see these new INQ's in real time or when we see them though our CMS'S??? (when refreshed every day)


It's supposed to be real time.

Message 8 of 10
trumpet-205
Valued Contributor

Re: Inquiries..

INQ will be on your report the moment creditor pulls your report. CMS usually has a one week delay, BUT if you pull your credit report right away it is on your report.

Message 9 of 10
LS2982
Mega Contributor

Re: Inquiries..


@trumpet-205 wrote:

INQ will be on your report the moment creditor pulls your report. CMS usually has a one week delay, BUT if you pull your credit report right away it is on your report.


This isn't always true. Esp. for TU. I don't recall not seeing INQ's next day with EX/EQ but TU could be a day or 2 late.




EQ FICO 548 3/3/16
Message 10 of 10
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