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Frequent Contributor
OptimalCS
Posts: 405
Registered: ‎07-31-2010
0

Inquiry Kings & Queens

I hate inquiries. They're such a drag.

 

I currently have 19! within the last 12 months :smileysurprised: (hence why I'm gardening)

 

TU: 5

EX: 6

EQ: 8

 

I'm I alone here with all these inquires? How many do you have?

CARDS.jpg

Contributor
CreditControl
Posts: 84
Registered: ‎06-29-2009
0

Re: Inquiry Kings & Queens

 

TU: 2

EX: 2

EQ: 3

 

All from Q4 2012 until this week and I've done 4 apps (2 with AMEX) and don't know which bureaus they hit yet.


CSP - 11,000 Chase Freedom 12,000; AMEX Delta Gold 2,000; AMEX Delta Platinum (AU) 15,000; Discover IT 9,500; BOA Cash Rewards 30,000; AMEX BCE 9,900; Belk 7,000; Macys 7,000; Lane Bryant 3,600; HH Gregg 3,000; Care Credit; 7,200; Bloomingdale's 3,000
Contributor
sr383
Posts: 84
Registered: ‎03-08-2011
0

Re: Inquiry Kings & Queens

[ Edited ]

"Inquiring minds" want to know. :smileyvery-happy:

 

I'm a peasant in this kingdom (2 total inqiries; I think they're recorded as follows):

 

TU: 1

EQ: 2

EX: 1

Costco TrueEarningsSallie Mae MasterCardDiscover itUS Bank Cash+
Established Contributor
kobe2012
Posts: 691
Registered: ‎03-16-2012
0

Re: Inquiry Kings & Queens

TU:8
EQ:17
EX:21

Lol..i dont know if anyone can beat mine ..lol

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Senior Contributor
Open123
Posts: 4,155
Registered: ‎02-23-2011
0

Re: Inquiry Kings & Queens

I've got the following:

 

EX - 13

EQ - 12

TU - 7

 

For me, aside from no longer getting instant approvals, they don't seem to have any adverse affect.

Established Contributor
eddie84
Posts: 586
Registered: ‎05-28-2013
0

Re: Inquiry Kings & Queens

TU: 1

EQ: 3

EX: 9

9/21/14 EQ 704 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $7k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa Sig $5k | DFS $5k | PayPal SC $5.6k | PayPal Credit $6.5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $7k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Amex Hilton HHonors $2k | Macy's $2.5k | Amex Delta SkyMiles $1k | Chase Amazon $800
Established Contributor
missjae
Posts: 522
Registered: ‎07-18-2013
0

Re: Inquiry Kings & Queens


OptimalCS wrote:

I hate inquiries. They're such a drag.

 

I currently have 19! within the last 12 months :smileysurprised: (hence why I'm gardening)

 

TU: 5

EX: 6

EQ: 8

 

I'm I alone here with all these inquires? How many do you have?


I'm ashamed to say.  CK says TU says I have 31.  Most of those are over a year old and come from an app spree and letting the dealer find me an auto loan early to mid last year.  Can't wait till they drop off...

Regular Contributor
dude11
Posts: 237
Registered: ‎06-07-2011
0

Re: Inquiry Kings & Queens

Pffffft. That's weak sauce I got like 19 on each LOL!!

Established Contributor
ibmrad7
Posts: 650
Registered: ‎12-11-2010
0

Re: Inquiry Kings & Queens

EX: 3

EQ: 0

TU: 2


Starting Score: 583
Current Score: 692
Goal Score: 750+


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Established Contributor
emptypockets
Posts: 989
Registered: ‎02-03-2009
0

Re: Inquiry Kings & Queens

EX: 9

TU: 2

EQ: 1


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (10/2014): 813; EX (6/14): 775

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