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Inquiry Kings & Queens

Frequent Contributor

Re: Inquiry Kings & Queens


kstmommy wrote:

Not to hijack.. I have a ton as well. I was curious though. Is there any point to recon with many inquiries? Anything you can say?


 

I have FICO scores in the high 700's and tried to recon twice  this week with Barclays and Citi for being denied due to Inqs only. Both an epic fail! Even with my long history and large credit portfolio they just didn't like my app sprees.  Time to garden.

Message 51 of 74
Frequent Contributor

Re: Inquiry Kings & Queens

@kstmommy

I didn't realize how deadly Inqs were to my file until I witness a 5 point hit to my file immediately after a citi card app.

I know for a fact that I'm currently being dinged at lease 20 points for inquires.

CARDS.jpg

Message 52 of 74
Regular Contributor

Re: Inquiry Kings & Queens

equi     0

exp      2

trans   3

 

 

scores are between 730 - 760+ fico

Message 53 of 74
Established Contributor

Re: Inquiry Kings & Queens

EQ 5 EX 5 TU 5

Some of them are from when I didn't know much about credit. Luckily I found this forum before I did any real damage! lol

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 54 of 74
Frequent Contributor

Re: Inquiry Kings & Queens

Decent numbers

CARDS.jpg

Message 55 of 74
Highlighted
Established Contributor

Re: Inquiry Kings & Queens

ex 8(3)

eq 12 (4)

TU 11 (3)

 

parenthesis is last 12 months.  in about 2 weeks it will be

 

ex 6 (1)

eq 11 (2)

tu 10 (3)

 

 

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 56 of 74
Frequent Contributor

Re: Inquiry Kings & Queens

I took a hard hit by apping for Verizon Fios rrrrrrrrrr!!!

CARDS.jpg

Message 57 of 74
Valued Contributor

Re: Inquiry Kings & Queens


OptimalCS wrote:

I took a hard hit by apping for Verizon Fios rrrrrrrrrr!!!


That sucks! Smiley Sad HP where and your location?

Message 58 of 74
Frequent Contributor

Re: Inquiry Kings & Queens

NY, EX

CARDS.jpg

Message 59 of 74
Valued Contributor

Re: Inquiry Kings & Queens


OptimalCS wrote:

NY, EX


Oh no, the dreaded EX pull! I'm also in NY. Thanks for your reply.

Message 60 of 74