Inquiry Kings & Queens

[OptimalCS]

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@kevinjjc wrote:

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@OptimalCS wrote:

NY, EX

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Oh no, the dreaded EX pull! I'm also in NY. Thanks for your reply.

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It's so stupid that they need to do a hard inquiry for tv service. 

I wonder what the difference in view is for a soft/ hard inquiry on the lender's side? 

[avggoal700]

Like 4, 5, and 14 but only like 4 total in last year.

[sterl1002]

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@OptimalCS wrote:

I took a hard hit by apping for Verizon Fios rrrrrrrrrr!!!

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I recieved a hard inq from Comcast for tv service as well, which I think was rediculous. I would have rather paid a snall deposit than recieve a inq for something as stupid as that.  

[OptimalCS]

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@sterl1002 wrote:

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@OptimalCS wrote:

I took a hard hit by apping for Verizon Fios rrrrrrrrrr!!!

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I recieved a hard inq from Comcast for tv service as well, which I think was rediculous. I would have rather paid a snall deposit than recieve a inq for something as stupid as that.  

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I totally agree. I also didn't sign up for that reason. Why don't they do soft inqs? 

[peepers]

EX- 1 in July 2013 1 in June 2012.....TU - 1 in Jan 2014, 2 in Jun 2012......EQ- 4 (!) in 2014, 1 from 2012. Its seems if I even think of credit my EQ gets pulled!

[newmomnewme]

Great thread topic!!!!

EQ: 13---1 from this year

EX: 10---2 from this year

TU: 9--1 fom this year

I think 2 or 3 fall off of each report this year.   #gardenstrong

[BootStraps]

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@kevinjjc wrote:

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@OptimalCS wrote:

NY, EX

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Oh no, the dreaded EX pull! I'm also in NY. Thanks for your reply.

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That's good to know.

Fios won't be getting business from me either since I'm in NY.

I will still use them to threaten cablevision into a better deal.

[Pat94108]

19 accross the board is absolutely nothing lol.

EX: 10 -- 3 are falling off later this year

EP: 10-- 3 are falling off later this year

TU: 4-- not sure how many will be falling off this year

I also agree that a HP for TV or cable service is annoying. Don't know why they don't do a soft pull. 

[Swapmeet]

TU       5  in the last 12 mos   7  In the last 24 mos

EX       7  in the last 12 mos   16 In the last 24 mos

EQ      8   in the last 12 mos   14  In the last 24 mos

3 inqs turn 1 year old and several fall off each report by the end of next month.

[injustifiiable]

• 9 on EX (4 to fall off in August, the rest are from mid/late 2013)
• 5 on EQ (at least 3 of those will be falling off this year)
• 10 on TU (only 4 to fall off this year, littered with GECRB inquires from 2013)