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Frequent Contributor
Posts: 405
Registered: ‎07-31-2010
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Re: Inquiry Kings & Queens

I did just that today. I added the Sky to my wallet to boost AAoA.

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Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
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Re: Inquiry Kings & Queens

My INQs are pretty low:

EX: 1
EQ: 1
TU: 0
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
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Re: Inquiry Kings & Queens


CreditScholar wrote:
My INQs are pretty low:

EX: 1
EQ: 1
TU: 0

It's time for a spree:smileysurprised:

Wish mine was that low

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Moderator
Posts: 27,150
Registered: ‎09-13-2012
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Re: Inquiry Kings & Queens

@toppers555

I can't imagine what cc you COULD be missing. :smileylol:
Valued Member
Posts: 46
Registered: ‎01-05-2013
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Re: Inquiry Kings & Queens


myjourney wrote:

CreditScholar wrote:
My INQs are pretty low:

EX: 1
EQ: 1
TU: 0

It's time for a spree:smileysurprised:

Wish mine was that low


Well, I wish my FICO scores were that high!



Current Scores:EQ: 726 (07/13) | TU: 656 (03/13) | EX: 715 (07/13)
Goal Scores (2013): EQ: 750 | TU: 700 | EX: 730 - Last app: 11 May 2013 - Done apping for the foreseeable future
New Contributor
Posts: 101
Registered: ‎07-25-2013
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Re: Inquiry Kings & Queens

Not to hijack.. I have a ton as well. I was curious though. Is there any point to recon with many inquiries? Anything you can say?

Established Contributor
Posts: 552
Registered: ‎09-28-2012
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Re: Inquiry Kings & Queens

[ Edited ]

kstmommy wrote:

Not to hijack.. I have a ton as well. I was curious though. Is there any point to recon with many inquiries? Anything you can say?


Depends on your scores and overall credit history I would say. If you have a longer history of credit use and history of high lines not as high of a factor if you have a thin file , and no history. That screams red flag.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


New Contributor
Posts: 101
Registered: ‎07-25-2013
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Re: Inquiry Kings & Queens

Thanks. I'm very new to rebuilding and in the low to mid 600's. I knew inq's played a part, but didn't know how crititcal they were until after I already did it. I just wondered if there was anything you could say specific to inquiries. I'm not sure "I didn't know" will cut it LOL (Dreading the garden, but I'm headed there for a year, at least.)

Frequent Contributor
Posts: 465
Registered: ‎01-03-2013
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Re: Inquiry Kings & Queens

Ex-0

Eq-0

TU-1

 

The 1 on transunion is just over a year old, it only appears on CK, not on myFico scores.


MyFico 4/18/14
Experian-820, Equifax-834, Transunion (Discover)--850-- 7/6/14
Aaoa-9yrs, Oldest-14yrs
1 inquiry equifax 04 Chase mortgage
"Because your FICO® score is exceptionally high, there are no actionable negative factors present with your score".
Regular Contributor
Posts: 736
Registered: ‎07-22-2013
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Re: Inquiry Kings & Queens

experian 13
Eq 6
transunion 5


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014

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