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Inquiry Removed?

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Jake0215
Frequent Contributor

Inquiry Removed?

As I have stated i app'd and was approved for my apple barclay card yesterday. The inquiry was recorded on my TU credit report last night when i updated it via TC. Today when I updated again the inquiry had been removed. Any idea why this would have happened?


Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


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Message 1 of 8
7 REPLIES 7
john398
Senior Contributor

Re: Inquiry Removed?

its possible its an updating glitch and will reappear next couple days

Message 2 of 8
Jake0215
Frequent Contributor

Re: Inquiry Removed?

or maybe i got a freebie!!!


Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Message 3 of 8
john398
Senior Contributor

Re: Inquiry Removed?

maybe, for  some reason all my equifax inq disapeared on my usaa reporting not  sure why  but not complaing

Message 4 of 8
Jake0215
Frequent Contributor

Re: Inquiry Removed?

Hopefully, i was a little concerned, I app'd for an amex and a discover last night as well.... I know.... only after to read a thread about barclay being touchy about that behavior. But i logged into my account and all is well. Plus neither discover or Amex hit my TU.


Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Message 5 of 8
tsquad131
Frequent Contributor

Re: Inquiry Removed?

you know they can soft all your reports not just TU because thats what they usually pull for new apps since they are one of your creditors now and do it at any given time without notifying you. be careful with your apps with barclays within the next 6 months

amazon
Message 6 of 8
CreditCrusader
Valued Contributor

Re: Inquiry Removed?


@Jake0215 wrote:

As I have stated i app'd and was approved for my apple barclay card yesterday. The inquiry was recorded on my TU credit report last night when i updated it via TC. Today when I updated again the inquiry had been removed. Any idea why this would have happened?


Sometimes this happens on TU because they are getting ready to report Barclay's creditor information (address, phone number, etc.) and will dump everything back into your report at once. This happened with my Barclay account...the inquiry was gone for 2 days, but came back along with the TL, creditor info AND the inquiry.

In my wallet: Apple $5,000, local CU $15,000, Bread AMEX $5,000. In my sock drawer: A few other cards Smiley Happy

Current scores (EQ, EX, TU): 787, 788, 796
Message 7 of 8
laz98
Senior Contributor

Re: Inquiry Removed?

all my EQ inquiries have disappeared except for one.  i checked through truecredit & usaa, & they're just gone.  i hope they stay gone!

Message 8 of 8
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