I recently went on a massive app spree due to only having one CC as an AU. I decided to apply for mainly store cards since there is a possibility of being upgraded. Anyhow, I applied for TJX and was not instantly approved so I called the toll free number and was told I was denied and to wait 7-10 days for a letter of explanation. Well today there was another HP from TJX/Discover on my TU. Do you think they are reconsidering it?
Were both hard pulls done on TU? Or did they pull two different bureaus? Some lenders pull two, or all three if the decision is borderline.
They were both on TU and a day apart...
I thought so too. I called customer service and she initiated a request to have it removed. I was hoping they'd changed their minds