12-09-2009 06:38 AM
wow... Called NFCU. was eligible thru my grandfather retired military WWII vet...
just set up savings no checking. (savings has a -$5 neg balance that I will have to mail in because there is no branch near me.)
Then applied while I was still on phone for cc.
Instant Approval $10,000!!!
WOW! CSR even seemed suprised, he said "wow, I don't normally see many instant approvals especially on new member."
wasn't too long ago I couldn't even get a secured card! Thanks MyFico!
My other highest limit is my cap1 at 3250 which is two cards credit stepped up then combined. The NFCU card has a 13.9% APR for now, but thats fine with me. Don't plan on keeping a balance on it.
They Pulled EQ.
12-10-2009 06:30 PM
NFCU is by far my favorite "CREDIT" Union.
My app wasn't instant approval, but all of my kids got instant approvals and my Mom did as well.
I think that up to $10k instant is more likely. Above $10k it seems they are more likely to request income verification....but if they request income verification this essentially means "you're approved once we make sure on income."
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