Instant Approval NFCU $10k!!!

rebuilding · ‎05-22-2007

wow... Called NFCU. was eligible thru my grandfather retired military WWII vet...

just set up savings no checking. (savings has a -$5 neg balance that I will have to mail in because there is no branch near me.)

Then applied while I was still on phone for cc.

Instant Approval $10,000!!!

WOW! CSR even seemed suprised, he said "wow, I don't normally see many instant approvals especially on new member."

wasn't too long ago I couldn't even get a secured card! Thanks MyFico!

My other highest limit is my cap1 at 3250 which is two cards credit stepped up then combined. The NFCU card has a 13.9% APR for now, but thats fine with me. Don't plan on keeping a balance on it.

They Pulled EQ.

11/30/2009 TU 676 EQ 665 EX 654 (CU pulled)
5/14/08 TU 660 EQ 676 EX 623
9/5/07 TU 579 EQ 612 EX 546

rebuilding · ‎05-22-2007

/pats myself on the back... Yea me!

11/30/2009 TU 676 EQ 665 EX 654 (CU pulled)
5/14/08 TU 660 EQ 676 EX 623
9/5/07 TU 579 EQ 612 EX 546

jkfaria · ‎05-12-2008

Congrats!! NFCU is the BEST!!!

EQ Fico - 677 CCT - 712
TU Fico - 692 CCT - 665
EX Fico - ??? CCT - 698

txjohn · ‎09-12-2008

Congrats!

NFCU is by far my favorite "CREDIT" Union.

My app wasn't instant approval, but all of my kids got instant approvals and my Mom did as well.

I think that up to $10k instant is more likely. Above $10k it seems they are more likely to request income verification....but if they request income verification this essentially means "you're approved once we make sure on income."

Credit Scoring 101 - Tuscani * Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers * FICO Score Estimator

09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549

Credit Cards

Instant Approval NFCU $10k!!!

Re: Instant Approval NFCU $10k!!!

Re: Instant Approval NFCU $10k!!!

Re: Instant Approval NFCU $10k!!!