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Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010
0

Re: Instant Approval for AMEX!

[ Edited ]

When I apped the offer was 10,000 points after my first purchase- be that a candy bar or an iphone4.  I know that there are two different offers- the other one seems to be 15,000 points after you spend $1k within 3 months.

 

I'll have to wait until my card arrives but I'm pretty sure it's 10,000 points added after first purchase.


TU Fico 736 EQ Fico 730 (December 2012)
Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010
0

Re: Instant Approval for AMEX!

[ Edited ]

Just to see what would come up I went back to the Amex preselect page- for non-cardholders since I haven't received my card yet and entered the pertinant info. and this is what I got:

 

We are not able to provide you with any pre-selected Card offers at this time.

If you're already a Cardmember, Click here to view exclusive Cardmember offers.

If you are not a Cardmember, it is possible that:

  • We were unable to locate your credit history.
  • Our system may be down.
  • You may have attempted to qualify for special Card offers within the last 30 days
What is up with this???:smileyindifferent:  This preselect madness must not be working right.

TU Fico 736 EQ Fico 730 (December 2012)
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Instant Approval for AMEX!

 


blacklotus wrote:

Just to see what would come up I went back to the Amex preselect page- for non-cardholders since I haven't received my card yet and entered the pertinant info. and this is what I got:

 

We are not able to provide you with any pre-selected Card offers at this time.

If you're already a Cardmember, Click here to view exclusive Cardmember offers.

If you are not a Cardmember, it is possible that:

  • We were unable to locate your credit history.
  • Our system may be down.
  • You may have attempted to qualify for special Card offers within the last 30 days
What is up with this???:smileyindifferent:  This preselect madness must not be working right.

You have already been approved the fact your card isn't in your possession yet is immaterial.

 

Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Instant Approval for AMEX!

Congratulations! There's nothing like having an AMEX card in one's portfolio. 

Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010
0

Re: Instant Approval for AMEX!

[ Edited ]

Thanks for the replies!  I will post follow-up when my card gets here.  I just hope Amex doesn't change their minds- EX is my worst score and still has a paid off baddie that had been reaged that I have been diligently trying to correct.  Also I had a high number of inquiries because I financed a car last Dec + opened a few new cards AND am currently apartment hunting!!!

 

Note: Although according to Experian's site a PLUS Score of 728 is considered "excellent".


TU Fico 736 EQ Fico 730 (December 2012)
Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010
0

Re: Instant Approval for AMEX!

[ Edited ]

I just got my card!

 

3x points on airfare 2x points on gas & groceries 1x points on everything else.  $175 AF waived the first year!

 

It's a really nice looking card- except mine says "member since 10".

 

I still like my Citi Platinum Select card though for "oohs and aahs"- I haven't been using it alot but when I do it seems people stare at me like- tell me how to get this!


TU Fico 736 EQ Fico 730 (December 2012)
Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010
0

Re: Instant Approval for AMEX!

[ Edited ]

UPDATE:

 

Things I have bought with my Amex Card (not necessarily in this order):

 

Pizza for my friend and myself and some Cokes (first purchase earning me 10,000 rewards points)

 

Playstation Network Card with $50 value 

 

A paperback novel

 

A Blu-ray DVD

 

(3) packs of Magic: The Gathering cards

 

(2) bottles of vitamins (I think they threw in an extra bottle as I discovered there were 3 in my bag when I got home)

 

(2) hard plastic protective cases for my new 32G iPhone4 (which I am NOT having reception problems with)

 

:smileyvery-happy:

 

BTW:  AT&T pulls.........(drumroll)..........Experian!:smileyindifferent: 

 

 

 

 

 

 


TU Fico 736 EQ Fico 730 (December 2012)
New Contributor
LustForTheMoment
Posts: 65
Registered: ‎03-24-2007
0

Re: Instant Approval for AMEX!

I love AMEX, but I don't see any value in paying them an outrageous fee for a Gold card. I'd use it fee-free for a year and then cancel. My personal preference in the family is Blue Cash, but it only makes sense if you're a heavy charger.

-------------------------------------------------

EQ FICO...816
Established Contributor
stan_the_man
Posts: 855
Registered: ‎06-29-2010
0

Re: Instant Approval for AMEX!

The Blue Cash is a great card if you charge a lot. So far this year, 10 months into the years, I charged about $17,000 and have a combined rebate of 1.87%.

 

If anyone is wondering, I charge everything to the card. If it can be charged, I charge it to the Amex -- period.


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