Insurance doesn't take Amex

[icyhot]

I'm 23 with a 2013 car. These insurance companies will hit me over the head for a while

[Imperfectfuture]

Went through AARP, switching renter's insurance. They take Amex.

[icyhot]

Don't you have to be 50? We got an invitation to join in the mail but nobody is old enough in my household. Just threw it out

[Imperfectfuture]

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@icyhot wrote:
Don't you have to be 50? We got an invitation to join in the mail but nobody is old enough in my household. Just threw it out

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They have affiliate memberships, you can check it out.  Those are for younger folks.  And the Hartford guy I was talking to, seemed to have insured folks younger than 50.  Popamode is College age, and is a member.

[C6Guy]

I'm in the industry and can shed some
light on the mysteries. In general rates are based on a few factors experience not age, credit (in states that's legal pretty much every where except California) area that's why our bud in NJ is getting super crazy rates whereas someone else cheaper and just as importantly the record. Rate increases will normally have a correlation with coverage type ie If you have full coverage you'll see a larger in crease then if you just carried state requirements. Hope that helps.

[gdale6]

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@icyhot wrote:
I'm also under 25 so I think that makes a difference

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Bingo, you will pay surcharges till you turn 25 and maybe even longer since you have had an at fault accident.

[Anonymous]

I see a couple of people posting with insurance policies of ~$200 for 6 months, that sounds awful nice! lol. Currently I pay around $130 per month for a pretty basic policy, due to age. Too many young drivers suck and drive up our prices.

OP, if your credit profile supports it, have you considered the Citi Double Cash? 2% on everything and it's a MasterCard so it might be accepted. Guessing you've already thougt of that but just thought I'd mention it!

[Imperfectfuture]

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@Anonymous wrote:

I see a couple of people posting with insurance policies of ~$200 for 6 months, that sounds awful nice! lol. Currently I pay around $130 per month for a pretty basic policy, due to age. Too many young drivers suck and drive up our prices.

OP, if your credit profile supports it, have you considered the Citi Double Cash? 2% on everything and it's a MasterCard so it might be accepted. Guessing you've already thougt of that but just thought I'd mention it!

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Still gardening, but citi has loosened their offers: today's mail, DC with 18 month 0% everything, 14.99 thereafter.  Sigh, must keep gardening.  Wonder what the bottom is for citi interest.

[icyhot]

David, the double cash would be nice, but my profile doesn't support it as of yet. Too many inquiries.

[Cory]

AAA doesn't let you pay your monthly installment auto premium period with a credit card. At least I can't pay my premium with a credit card. I really dispise that to.