New Contributor
Posts: 51
Registered: ‎01-23-2009

Interest rate decreases

I called and got my interest rate decreased recently (3 weeks ago). How long should I wait until I request another decrease, it's currently 14.24% and was slated to be rj by Citi but I was able to save myself from that move.
Senior Contributor
Posts: 3,598
Registered: ‎01-10-2008

Re: Interest rate decreases

in perhaps 6 mos. with low util
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Contributor
Posts: 1,699
Registered: ‎08-18-2007

Re: Interest rate decreases

score_building wrote:
in perhaps 6 mos. with low util


+1 agreed

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.