For low-interest cards, which have rates below the national average but are often offered only to customers with strong credit histories, the average APR declined to 11.25 percent, from 11.29 percent the week before.
Cash back cards, which feature cash or other reward incentives and generally require a good-to-excellent credit rating for approval, saw their average APR dipped to 13.36 percent, from 13.38 percent last week.
Overall, the average APR charged for all variable-rate cards tracked by Bankrate was 10.79 percent, down from 10.84 percent the previous week.
Thought you all might like to see what the national averages are
It's good to know that I am above-average.
This is one case where I would prefer to be below