Interesting Cap1 email...

laurenjessica · ‎01-12-2016

Received an interesting email from Cap 1 today. This is an offer for my QS card, which just received a CLI in January.

I've seen this program for Credit Steps (which this card was originally a part of), but never heard of it happening after. Anyone else seen anything like this?

Credit cards:

AU Cards:

Store Cards:

Auto loan:

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):

Anonymous · ‎01-12-2016

YUP. We have a card from 2007, and I remember back in May/June of last year I started getting heavily involved with myfico (didnt pay attention to anything credit card related before then)...And I did a credit limit increase request and it somehow triggered credit steps...for an 8 year old card..... it was strange. What was even more odd was that my card I opened december 2014, I was scheduled to have a steps increase after 6 statements, I got a CLI in May of 2k, bringing my line to $3000...and In june the steps increase took it to $3500 total.

OmarGB9 · ‎01-12-2016

Must be nice lol

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Anonymous · ‎01-13-2016

@ljthomas wrote:
Received an interesting email from Cap 1 today. This is an offer for my QS card, which just received a CLI in January.

I've seen this program for Credit Steps (which this card was originally a part of), but never heard of it happening after. Anyone else seen anything like this?

Now this is the first time I seen this, They are specifically giving you a dollar amount to pay per month. I have seen pay on time for 6 months. Well at least you know exactly to the dollar what is required, lol!

Anonymous · ‎01-13-2016

News to me. Very interesting...

laurenjessica · ‎01-13-2016

I'm interested to see what happens. I'll pay their prescribed amount, but I'm due for a 6 month increase in June. I'm still going to ask in June. Will report back