Another DP.. After the 2 day denial I got as you know a few days later about 4 hit it again and got a 400 increase then called in and collected my other 600.. Discover is a odd duck for sure lol.. Card still sucks at 3250 limit now although it might survive the fate that was the IT card as IT card had a 4500 limit with a craptastic APR.. The Miles card has a 11.x APR with still a craptasic CL, but maybe before the year is up I can get it to 5k which will still be my lowest card by far, but I can live with that then PC it to the IT card as the miles is worthless after the first year IMO just another 1.5% er. I had it cut up for 3 months then they finally budged for 1k so had them send me a new card I got a few days ago.. Bought about 100 in groceries today on it and plan on using it for about that much a month for a few months to see if they giving me another whopping 1k in 3 months.. You think they would want people to have useable limits esp around the holidays.. Nope 
@blondy250 wrote:
My reports have been frozen going on 2 years , it has never stopped me from getting a soft CLI with discover or any other card that does SP CLI.
My thoughts exactly. Just found it interesting in order for them to to " review" my account they had to view Eq where obviously they can see my Tu and Ex with zero problems. Im in no mood to go 2 years hoping they throw a bone at me. Im happy ive hit that wall where im going to look for the cards that will be with me long road
It is for me the most insane denial reason. If they can give a monthly FICO score they can access your report. Thanks for sharing, Discover is the most headscratching card to figure out in the Cc Universe
True Dave , highly recommend unfreezing just in case . But I have received cli from Disco with my TU locked, as well as EQ. Then to say they can't access them to decide on cli is mindboggling nonetheless. Disco be Cray Cray
@AverageJoesCredit wrote:
True Dave , highly recommend unfreezing just in case . But I have received cli from Disco with my TU locked, as well as EQ. Then to say they can't access them to decide on cli is mindboggling nonetheless. Disco be Cray Cray
Disco is crazy alright. I hadn't tried for a CLI for a year or so after they declined me the last time I tried. Then this spring I took a $4500 BT, the 0% fee 4% APR option as it was going to be short term. But with the extra security these days I called and specifically told the rep I had already requested the BT online and was just calling to see if they needed any additional info. The next morning I logged in to check things and saw the rep had duplicated things, I had TWO $4500 BTs pending. I immediately called to cancel the second one but was told "too late", they're both in processing. Panic time, $9,000 on a card with a $10,600 CL! I repaid the second $4500 just before the statement cut and repaid the other $4500 before the next statement cut.
Thinking it might be a good time to try for a CLI I unlocked TU and hit the luv button - $4500 CLI, taking me to $15,100 CL on a card that had a $4k SL when opened in 2015. Disco either loves you or hated you, they seem to kinda like me. 