02-20-2013 05:02 AM
I received an alert recently that showed an increase in balance on one of my cards. However, it actually says TWO of my accounts showed an increase, but it's only one card. The account numbers are the same and the balances are identical. Could this just be a glitch? I haven't pulled my credit report recently (since the increase) but I guess I could if I needed to. I'd like to avoid the cost if I can though!
02-20-2013 05:05 AM
I get the same thing everytime one of my accounts updates. I've looked at my report and it is only showing the one tradeline. But the Alert always shows it as two identicle ones. I'm sure it's just a glitch of some sort, nothing to worry about.
02-20-2013 05:34 AM
As I understand, if you have card activity that triggers two of the different alerts, you will get both alerts. For example, if your new balance exceeds the percentage change as well as the dollar change thresholds, you will get both alerts.
02-20-2013 08:52 AM
May be an alert about one card, however, the alert is being reported by 2 credit agencies.. This happens alot to me and then I look at the report and it says alert from equifax and experian.... But its for the same account..
02-20-2013 10:07 AM
Trying to understand Fico scoring is like trying to understand a woman not worth worry about just take care of your business and your all good =)
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO