When receiving a new card you apped with a special offer for points or rewards when spending x amount in first 3 months, how many of you take advantage of it? I recently apped and have a BCE and Citi Thank you, both wanting me to spend 1k to receive 100 back. As enticing as that sounds and i have no problem paying it back, how many of you have not taken advantage of these specials?
Another question is if you do not reap the rewards th first 3 months, do you think the CU looks at your account differently in the future for CLIs?
Starting Score: TU 731 EQ 712
Chase Freedom wants me to spend $500 in the first 3 months to get $100. 
That was done the first day (not really since I was so scared to charge up the card in one day for fear they would close me immediately - so I'm taking baby steps).
(Since I just closed my mortgage early August, I decided to hold off making any more purchases for this very reason - ceiling fans, paint, water hoses, picture frames, decorations, etc.).
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