09-06-2012 11:36 AM - edited 09-06-2012 11:40 AM
When receiving a new card you apped with a special offer for points or rewards when spending x amount in first 3 months, how many of you take advantage of it? I recently apped and have a BCE and Citi Thank you, both wanting me to spend 1k to receive 100 back. As enticing as that sounds and i have no problem paying it back, how many of you have not taken advantage of these specials?
Another question is if you do not reap the rewards th first 3 months, do you think the CU looks at your account differently in the future for CLIs?
09-06-2012 11:38 AM - edited 09-06-2012 11:47 AM
I absolutely do. Half the reason I usually decide on a card over another is the Bonus offered.
09-06-2012 11:43 AM
I absolutely do. Hald the reason I usually decide on a card of another is the Bonus offered.
09-06-2012 11:48 AM
Corrected my horrible grammar, I hate my work keyboard.
09-06-2012 11:56 AM
Yuuup it's FREE $$$ your KRAZY if you don't take it.
09-06-2012 12:03 PM
Chase Freedom wants me to spend $500 in the first 3 months to get $100. That was done the first day (not really since I was so scared to charge up the card in one day for fear they would close me immediately - so I'm taking baby steps).
(Since I just closed my mortgage early August, I decided to hold off making any more purchases for this very reason - ceiling fans, paint, water hoses, picture frames, decorations, etc.).
09-06-2012 12:08 PM
Is there any other reason to sign up for a credit card?
09-06-2012 12:24 PM
Thanks for your opinions. Looks like i am buying a new tv then.
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