09-06-2012 11:36 AM - edited 09-06-2012 11:40 AM
When receiving a new card you apped with a special offer for points or rewards when spending x amount in first 3 months, how many of you take advantage of it? I recently apped and have a BCE and Citi Thank you, both wanting me to spend 1k to receive 100 back. As enticing as that sounds and i have no problem paying it back, how many of you have not taken advantage of these specials?
Another question is if you do not reap the rewards th first 3 months, do you think the CU looks at your account differently in the future for CLIs?
09-06-2012 11:38 AM - edited 09-06-2012 11:47 AM
I absolutely do. Half the reason I usually decide on a card over another is the Bonus offered.
09-06-2012 11:43 AM
I absolutely do. Hald the reason I usually decide on a card of another is the Bonus offered.
09-06-2012 11:48 AM
Corrected my horrible grammar, I hate my work keyboard.
09-06-2012 11:56 AM
Yuuup it's FREE $$$ your KRAZY if you don't take it.
09-06-2012 12:03 PM
Chase Freedom wants me to spend $500 in the first 3 months to get $100. That was done the first day (not really since I was so scared to charge up the card in one day for fear they would close me immediately - so I'm taking baby steps).
(Since I just closed my mortgage early August, I decided to hold off making any more purchases for this very reason - ceiling fans, paint, water hoses, picture frames, decorations, etc.).
09-06-2012 12:08 PM
Is there any other reason to sign up for a credit card?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.