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Introducing myself and app spree results

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TerribleTowel
Established Member

Introducing myself and app spree results

Alright, so I've decided to join this forum to live vicariously through all of you.  I've been lurking in the shadows since late 2011 and have increased my scores all from <600 to 730+.

 

I'm 22 years old and only recently got into the credit game.

 

My spree:

AMEX BCP - 5500 (4 July)

USAA AMEX - 10000 (6 July)

CSP - 5000 (24 July)

Home Depot - 1250 (???) (26 July)

NFCU Flagship - 17000 (26 July)

 

I'm done for now, aside from the BCP 61 day 3xCLI.  My only complaint would be the HD limit.  When could I expect an increase, or should I work on getting one now - would it be another HP or a SP?

 

You've all been a huge help already without even knowing it! 

AMEX BCP (5.5K) - USAA AMEX (10K) - USAA PLAT STUDENT (1K) - NFCU FLAGSHIP VISA (17K) - CSP (5K) - HD (8250) - CAP1 (1250) - PP (1.5K) - USBANK (600)
OUT TO THE GARDEN: 7/27/13
Message 1 of 11
10 REPLIES 10
eddie84
Valued Contributor

Re: Introducing myself and app spree results

Congrats & welcome to the forums!  Smiley Happy

Message 2 of 11
myjourney
Super Contributor

Re: Introducing myself and app spree results

Welcome to the forum and congrats you did a very nice job

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 11
TerribleTowel
Established Member

Re: Introducing myself and app spree results

Thanks to the both of you!

 

I called HD and got a CLI to 8250 (I requested 7500).  The rep on the phone informed me that is was a HP though Smiley Sad

 

Now it's time to head off to the garden and watch these puppies grow.

AMEX BCP (5.5K) - USAA AMEX (10K) - USAA PLAT STUDENT (1K) - NFCU FLAGSHIP VISA (17K) - CSP (5K) - HD (8250) - CAP1 (1250) - PP (1.5K) - USBANK (600)
OUT TO THE GARDEN: 7/27/13
Message 4 of 11
09Lexie
Moderator Emerita

Re: Introducing myself and app spree results

Welcome to the forum! Congrats on your impressive line up and CL's. definitely head over to the garden.
Message 5 of 11
myjourney
Super Contributor

Re: Introducing myself and app spree results


@TerribleTowel wrote:

Thanks to the both of you!

 

I called HD and got a CLI to 8250 (I requested 7500).  The rep on the phone informed me that is was a HP though Smiley Sad

 

Now it's time to head off to the garden and watch these puppies grow.


We will be glad to have you as a member of the gardenSmiley Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 11
youngandcreditwrthy
Senior Contributor

Re: Introducing myself and app spree results

Nice! Those are some pretty thick lines! The garden is boring but sp clis are allowed ;-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 11
370Z
Frequent Contributor

Re: Introducing myself and app spree results

Wow, very impressive for a young'un.

EQ8 817 (2/24) EQ9 850 (1/24) EX8 837 (3/24) EX9 842 (3/24) TU8 824 (2/24)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|46k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|45k|15.24%|4/16 * Merrill+|68k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|12.74%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|7.49%|4/20 * Chase_Ritz_Carlton|48.5k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * Redstone_FCU_VS|10k|12.00%|6/23 * C1_VX|30k|14.74%|1/24
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 8 of 11
CBTS
Frequent Contributor

Re: Introducing myself and app spree results

Congrats OP!


@370Z wrote:

Wow, very impressive for a young'un.


This instantly reminded me of the The Wire (oh, how I miss that show!) and for some reason, put a smile on my face.

Message 9 of 11
missjae
Established Contributor

Re: Introducing myself and app spree results


@TerribleTowel wrote:

Alright, so I've decided to join this forum to live vicariously through all of you.  I've been lurking in the shadows since late 2011 and have increased my scores all from <600 to 730+.

 

I'm 22 years old and only recently got into the credit game.

 

My spree:

AMEX BCP - 5500 (4 July)

USAA AMEX - 10000 (6 July)

CSP - 5000 (24 July)

Home Depot - 1250 (???) (26 July)

NFCU Flagship - 17000 (26 July)

 

I'm done for now, aside from the BCP 61 day 3xCLI.  My only complaint would be the HD limit.  When could I expect an increase, or should I work on getting one now - would it be another HP or a SP?

 

You've all been a huge help already without even knowing it! 


Home Depot is a Citi Card and from what I've read and experienced, they almost always do HP's for CLI.  If you request the CLI through their website, it will say something like "you authorize Citibank to obtain your credit report".

 

Congrats!

Message 10 of 11
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