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Established Contributor
Posts: 508
Registered: ‎04-10-2007

Invitation to apply for a Discover Card

I got one of these today in the mail. Why in the heck would I recieve one of these? My mid scores are only in the upper 500's and I have a bk on my record. My question is how do they get your name and I assume that I would be turned down if it was a invitation not a preapproval???? Needless to say I am not going to waste a inquiry but it does have me curious. On the up side it is nice to be asked to apply for a Discover VS First Premiere.:smileyhappy:
Established Contributor
Posts: 794
Registered: ‎08-05-2008
0

Re: Invitation to apply for a Discover Card

As Admiral Ackbar would say, "Its a trap!"  By the way Pre-Approvals are also not a sure thing. I speak from Capital One experience.  
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"Evacuate, in our moment of triumph? I think you overestimate their chances."
Valued Contributor
Posts: 1,754
Registered: ‎11-03-2007
0

Re: Invitation to apply for a Discover Card

[ Edited ]

I hope you have a shredder.


wildcat wrote:
I got one of these today in the mail. Why in the heck would I recieve one of these? My mid scores are only in the upper 500's and I have a bk on my record. My question is how do they get your name and I assume that I would be turned down if it was a invitation not a preapproval???? Needless to say I am not going to waste a inquiry but it does have me curious. On the up side it is nice to be asked to apply for a Discover VS First Premiere.:smileyhappy:

 

Message Edited by wmarat on 10-10-2008 06:15 PM
IN VINO VERITAS.
Senior Contributor
Posts: 3,017
Registered: ‎06-03-2008

Re: Invitation to apply for a Discover Card

If you don't have a shredder, be sure to get one with the credit card slot in the front...because when you have scores to yeild yourself a Discover, it'll feel so good to watch FP card get shredded to bits. I promise!

 

 


wmarat wrote:

I hope you have shredder.


wildcat wrote:
I got one of these today in the mail. Why in the heck would I recieve one of these? My mid scores are only in the upper 500's and I have a bk on my record. My question is how do they get your name and I assume that I would be turned down if it was a invitation not a preapproval???? Needless to say I am not going to waste a inquiry but it does have me curious. On the up side it is nice to be asked to apply for a Discover VS First Premiere.:smileyhappy:

 


 

Regular Contributor
Posts: 106
Registered: ‎08-26-2008
0

Re: Invitation to apply for a Discover Card

Ya, that's what I do... keep my shredder right next to my desk!  I've put at least 20 First Premier pre-apps in there!  But hey, you might get a counter-offer from Discover like I did, the Direct Rewards Discover. 
08/08 FICO TU649 EQ645 EX639
12/08 FICO TU665 EQ672 EX667
03/09 EQ650
App-free since 01/29/09
Member
Posts: 8
Registered: ‎03-01-2008
0

Re: Invitation to apply for a Discover Card

i got a invitation for a discover card this week to. I applyed and got approved $1500 

706 TU 696 EX  686 EQ

Frequent Contributor
Posts: 293
Registered: ‎05-01-2007
0

Re: Invitation to apply for a Discover Card

i just recieved an invitation to apply for a discover card today  and recieved a counter offer for the direct reward platinum card. hey with no annual fee its a start.
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