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Invitation to apply

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beb86
Valued Contributor

Invitation to apply

Today in the mail I got an invitation to apply for the Discover It card so I thought what the heck there is no way I will get approved since my utilization is high due to the holidays and my wife's job loss a few months ago but what do you know I was approved!!!! Abet not at the best terms but hey I figure this card will grove and is a good prime card....Only question is it didn't tell me my limit. So I will call to find out soon!!!

Message 1 of 10
9 REPLIES 9
webhopper
Moderator Emeritus

Re: Invitation to apply

You should call 1800 Discover.

 

They are so friendly you will be glad you called... I always smile when I get off the phone with them.

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 2 of 10
beb86
Valued Contributor

Re: Invitation to apply


@webhopper wrote:

You should call 1800 Discover.

 

They are so friendly you will be glad you called... I always smile when I get off the phone with them.


I just checked the app status and it was only for $1000 but im ok with that. 

Message 3 of 10
webhopper
Moderator Emeritus

Re: Invitation to apply

If you want a higher Initial CL, call to recon your CL... they are very open to that.

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 4 of 10
beb86
Valued Contributor

Re: Invitation to apply


@webhopper wrote:

If you want a higher Initial CL, call to recon your CL... they are very open to that.


Sounds good as I would like to take advantage of the balance transfer offer

Message 5 of 10
webhopper
Moderator Emeritus

Re: Invitation to apply


@beb86 wrote:

@webhopper wrote:

If you want a higher Initial CL, call to recon your CL... they are very open to that.


Sounds good as I would like to take advantage of the balance transfer offer


That is a great reason to ask for a higher CL.  Go for it!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 6 of 10
nicholasyud
Valued Contributor

Re: Invitation to apply


@webhopper wrote:

If you want a higher Initial CL, call to recon your CL... they are very open to that.


they usually tell you wait about 6 months ;-(

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 7 of 10
beb86
Valued Contributor

Re: Invitation to apply


@nicholasyud wrote:

@webhopper wrote:

If you want a higher Initial CL, call to recon your CL... they are very open to that.


they usually tell you wait about 6 months ;-(


the lady I spoke with was beyond super nice but that was she said Smiley Sad

Message 8 of 10
nicholasyud
Valued Contributor

Re: Invitation to apply

Exactly........I also try thou Smiley Very Happy ...They will grow with u dont worry

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 9 of 10
wallyworld123
Frequent Contributor

Re: Invitation to apply

Congrats on your approval

Message 10 of 10
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