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chiwiseguy wrote:That's what I understand also, but I keep hearing from people that they take both overall util and individual util equally into account. So how would they treat this?
Brammy wrote:In the current state of things I would definitely reccommend saving all you can and putting those savings aside. I have a feeling its going to be a bumpy ride. My regular 50.00 a week for dining out has been converted to cooking and the balance going into savings...lol!
pattycake wrote:
It will hit your FICO, but unlike other slams, it reverses once the balance drops. That happened to me when I maxed out a CapOne acct so that the CL would show (no need to do that now!), but it went back up when I paid it off a few days later.
Message Edited by pattycake on 12-13-2007 06:50 AM
82% is different than a max...,about 90 and you feel it