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Is AMEX ever going to make a student card?

Moderator

Re: Is AMEX ever going to make a student card?

The Optima was marketed toward students back in '99...that's how I got in.  Anyway, I thought my $500 CL was too low and cancelled my card.  



Start: 619 (TU08, 9/2013) | Current: 791 (TU08, 10/26/17)
Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 | AMEX BCE $20400 | Discover IT $20000 | Macy's Store $20000 | Cap 1 QS WMC $17250 | BoA BBR #1 $17200 | JCP $15000 | Citi DC $12600 | Freedom VS $12000 | BofA BBR #2 $11800 | Disney VS $11500 | Care Credit MC $11200 | Cash+ VS $10500 | CashForward WMC $10000 | Barclay Rewards WMC $10000 | WCU Visa $10000 | Amazon Store $8000 | Blispay $7500 | Sony Card $4250 | Target MC $4000 | Costco Anywhere $3200 | ~~Gardening Since 11/2/17
Message 11 of 15
Senior Contributor

Re: Is AMEX ever going to make a student card?


xgac12x wrote:

Is AMEX ever going to make a student card?


Ever is a loooong time, we can't tell the future and most of us aren't privvy to AmEx's internal decision making.  I don't think anyone can definitively answer either way.

 

They have certainly branched out a bit from their origins with Zync (though no longer available), Optima and prepaid.  It's a possibility but, as others have said, students apply for and get AmEx cards already.  I got a Gold while I was in college.

Message 12 of 15
New Contributor

Re: Is AMEX ever going to make a student card?


Creditaddict wrote:

Amex use to have student cards and I think they decided to not advertise towards that market but certainly MANY students get amex... I actually don't like student cards because with many banks they lock you into some reward, some interest, some max credit line and not all are simple to graduate out of student card when in most cases if you work on your credit you can  skip the student card... the only thing it allows you to do is put income at like $8k vs. maybe $12 or $15k... look at the apps for min. income and figure it out.


Completely agree. I had a wells fargo student card that was stuck at a limit of $1900 (AFTER 3 CLIs), while I was getting instant approvals from big issues fo $9k+ credit lines. Really frustrating. Plus, since it was one of my first cards, I couldn't just cancel it.

AMEX SPG - $8k
Citi AA Visa - $6.5k
Walmart Discover - $5.5k
Citi Forward - $3.9k
Discover More - $2.5k
Wells Fargo Cash Back - $1.9k
Message 13 of 15
Senior Contributor

Re: Is AMEX ever going to make a student card?

I'm a student with a well paying job.... Grad'ing next semester... I've managed to get $30k in credit from Amex. I've run about $10-15k thru my cards and pif.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 14 of 15
Highlighted
Established Contributor

Re: Is AMEX ever going to make a student card?

To each their own, but I can't think of many reasons why a 2nd year in college would need to have a Platinum Amex card. It's really only useful for the perks associated with traveling often, other than that the rewards aren't any better than the green card. 

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Citi Prestige World Elite Mastercard ($35,000.00), Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), Chase Ink Business Bold (NPSL)
TU-778 (12/03/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Message 15 of 15