@chalupaman wrote:
@Burned2manybridgesB4 wrote:
@Anonymous wrote:The only current ones I know if are from back in Dec 2013 by Best Buy (Citi pulled TU; denial).. I made a naive mistake back in May 2014 and applied for the Visa Signature BOA (got 7-10 day message; denial when I called), then I did the BOA Cash Rewards for Students and was approved (got 7-10 day message; CSR told me they couldn't approve me for the Visa Signature card but gave me the Platinum Plus).. So I am not sure if that was two hard pulls or not.
Get the reports. Try prequalificators. Time to see what's being offered.
I never got any prequalified offers from Amex but got instant approval on my first card with them no problem. I've never gotten prequalified offers except from crap like Credit One so I don't think that's any guarantee for everyone quite honestly.
Never know til you try.... I don't get prequals most of the time either.....or instants.
I'm going to backtrack here a little...
OP, was that BOA card a secured that graduated, or a straight out unsecured revolver?
@Anonymous wrote:It was not a secured card, Burned2manybridgesB4.
I'd say to find out your HP counts, use (credit pulls database) and some others that can't be listed here, to find out what's commonly pulled in your area, and try for the BOA CLI, if your request can be justified beyond "wanting a higher limit."
Amex is completely worth it, to me. Just for the artificial AAoA boost with each new card.
The PRG wouldn't be worth it for me or some other people after the 2nd year. Mostly the sign up bonus and whatever bonus spend you can do on it.. then close it before the year is up. Maybe in January obtain new CC to backdate to 1/1/2014 instead of 1/1/15.
The PRG wouldn't be worth it for me or some other people after the 2nd year. Mostly the sign up bonus and whatever bonus spend you can do on it.. then close it before the year is up. Maybe in January obtain new CC to backdate to 1/1/2014 instead of 1/1/15.
