Is AMEX worth it? (Update: APPROVED!)

[Anonymous]

Cli on BofA will be tu hard pull.
Amex app will be ex hard pull.

Forget discover and go for chase freedom @ 1 year mark.

[Anonymous]

That's a little good feeling to know! I wouldn't want them to say, "Sorry, we see too many recent inquiries" and blah, blah, blah. 

[Burned2manybridgesB4]

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@chalupaman wrote:

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@Anonymous wrote:

Looks like both AMEX and BoA pull Experian here in Florida. (Sigh, this is frustrating, haha). 

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Wait for CLIs? 

Amex isn't as inquiry sensitive as BoA IMO.

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I'll vouch for the non-HP sensitivy....lol.

[Burned2manybridgesB4]

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@Anonymous wrote:

That's a little good feeling to know! I wouldn't want them to say, "Sorry, we see too many recent inquiries" and blah, blah, blah. 

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Payment history, being established, and even some assets are key.

[Anonymous]

Exactly what I plan on doing there! So many people on here say Chase doesn't grant CC's unless you have one year of history, so I'm not even going to take the HP chance.. The selected few lucky others, however... 

[Anonymous]

6 months reported payments always on time (never missed) and $5k in checking. 

[Burned2manybridgesB4]

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@Anonymous wrote:

Exactly what I plan on doing there! So many people on here say Chase doesn't grant CC's unless you have one year of history, so I'm not even going to take the HP chance.. The selected few lucky others, however... 

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You do realize we're all waiting for you to take action, right?

[Anonymous]

Ah, I know! Damn it! Haha!

[Anonymous]

You guys tell me exactly what you would do if you were in my situation. App for AMEX, then CLI increase on the BoA? Or should I go all diverse and do AMEX first then Discover?

[Anonymous]

All three