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Is Amex really tough to get???

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lisac
Regular Contributor

Re: Is Amex really tough to get???

I was just approved for BCE sl $2k in July.  Bankruptcy is 5 years old in Sept 2017.  They were not included.  

Message 11 of 13
Anonymous
Not applicable

Re: Is Amex really tough to get???


@lisac wrote:

I was just approved for BCE sl $2k in July.  Bankruptcy is 5 years old in Sept 2017.  They were not included.  


That is good to hear.  I didn't have an Amex at the time.  Seems they are easier than Chase lol

Message 12 of 13
Scupra
Super Contributor

Re: Is Amex really tough to get???


@Anonymous wrote:

@lisac wrote:

I was just approved for BCE sl $2k in July.  Bankruptcy is 5 years old in Sept 2017.  They were not included.  


That is good to hear.  I didn't have an Amex at the time.  Seems they are easier than Chase lol


We have seen Chase approvals with a BK reporting around 1-2 years post d/c.. Amex is a strict 5 year wait period after filing. Amex did give me a MUCH higher SL compared to Chase though.  

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 13 of 13
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