@CS800 wrote:
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:Just be careful after you app. I assume you will get approved!
This being said, remember they softed the heck out of us, then closed our accounts "AA" as they "figured" we had enough credit already. I would hate to see hta happen to you!
Good luck - please share APP results.
Which card did you have with them?
I am looking at this one:
We got the 1-2-3 cards... Just about killed me when they took away $30k in credit from us!
Did they restore your card?
No - never bothered with it. I could have called and ask but I think I had to do that within 90 or so days... We have recovered that amount (more now) with other cards so I do not need them. We did get $500 back from them after we spent $1200... So, we came out on the deal. I do not care about the AA as that did not seem to affect anything score-wise.
This card looks good though. You feel you can get it?
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:Just be careful after you app. I assume you will get approved!
This being said, remember they softed the heck out of us, then closed our accounts "AA" as they "figured" we had enough credit already. I would hate to see hta happen to you!
Good luck - please share APP results.
Which card did you have with them?
I am looking at this one:
We got the 1-2-3 cards... Just about killed me when they took away $30k in credit from us!
Did they restore your card?
No - never bothered with it. I could have called and ask but I think I had to do that within 90 or so days... We have recovered that amount (more now) with other cards so I do not need them. We did get $500 back from them after we spent $1200... So, we came out on the deal. I do not care about the AA as that did not seem to affect anything score-wise.
This card looks good though. You feel you can get it?
Would be good for me to get this card since I travel much for work. But it could go two ways:
1. Too much available credit or recent inqs (on EX)
2. Approved since I have high limit cards with Chase/ AMEX (their direct competitor). All my Credit Cards apart from Cap One are $10K + in CL with my NFCU at $28k. Util is 2%
Decisions..decisions..
@CS800 wrote:
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:Just be careful after you app. I assume you will get approved!
This being said, remember they softed the heck out of us, then closed our accounts "AA" as they "figured" we had enough credit already. I would hate to see hta happen to you!
Good luck - please share APP results.
Which card did you have with them?
I am looking at this one:
We got the 1-2-3 cards... Just about killed me when they took away $30k in credit from us!
Did they restore your card?
No - never bothered with it. I could have called and ask but I think I had to do that within 90 or so days... We have recovered that amount (more now) with other cards so I do not need them. We did get $500 back from them after we spent $1200... So, we came out on the deal. I do not care about the AA as that did not seem to affect anything score-wise.
This card looks good though. You feel you can get it?
Would be good for me to get this card since I travel much for work. But it could go two ways:
1. Too much available credit or recent inqs (on EX)
2. Approved since I have high limit cards with Chase/ AMEX (their direct competitor). All my Credit Cards apart from Cap One are $10K + in CL with my NFCU at $28k. Util is 2%
Decisions..decisions..
When we applied, we both got the "call for instant approval" screen. Called them and I talked with a really nice guy - verified some information and that was all it took. $15k... I had figured I might get $5k from them so that was nice.
I wish I could get in with NFCU after reading here - just do not have an avenue. 
Nice limits by the way. I am like you with most at $10k or better. My new Cap 1 Venture is $5k, that Amex Delta is $5k, and my Wally Discover is $1600... 
Util is currently 1% - and it will stay that way!
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:Just be careful after you app. I assume you will get approved!
This being said, remember they softed the heck out of us, then closed our accounts "AA" as they "figured" we had enough credit already. I would hate to see hta happen to you!
Good luck - please share APP results.
Which card did you have with them?
I am looking at this one:
We got the 1-2-3 cards... Just about killed me when they took away $30k in credit from us!
Did they restore your card?
No - never bothered with it. I could have called and ask but I think I had to do that within 90 or so days... We have recovered that amount (more now) with other cards so I do not need them. We did get $500 back from them after we spent $1200... So, we came out on the deal. I do not care about the AA as that did not seem to affect anything score-wise.
This card looks good though. You feel you can get it?
Would be good for me to get this card since I travel much for work. But it could go two ways:
1. Too much available credit or recent inqs (on EX)
2. Approved since I have high limit cards with Chase/ AMEX (their direct competitor). All my Credit Cards apart from Cap One are $10K + in CL with my NFCU at $28k. Util is 2%
Decisions..decisions..
When we applied, we both got the "call for instant approval" screen. Called them and I talked with a really nice guy - verified some information and that was all it took. $15k... I had figured I might get $5k from them so that was nice.
I wish I could get in with NFCU after reading here - just do not have an avenue.
Nice limits by the way. I am like you with most at $10k or better. My new Cap 1 Venture is $5k, that Amex Delta is $5k, and my Wally Discover is $1600...
Util is currently 1% - and it will stay that way!
I'm hoping to gey my Wally, ON, Nordstrom above 10k in the next year
I still have my good ol cap one at $1100 and I forgot to mention my BBRZMC at $800 ($59 AF)
I hoping BOA will throw me somethig since I have been banking with them since 2000 (when they were Fleet Bank here in MA)
@CS800 wrote:
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:
@CS800 wrote:
@RockinRay wrote:Just be careful after you app. I assume you will get approved!
This being said, remember they softed the heck out of us, then closed our accounts "AA" as they "figured" we had enough credit already. I would hate to see hta happen to you!
Good luck - please share APP results.
Which card did you have with them?
I am looking at this one:
We got the 1-2-3 cards... Just about killed me when they took away $30k in credit from us!
Did they restore your card?
No - never bothered with it. I could have called and ask but I think I had to do that within 90 or so days... We have recovered that amount (more now) with other cards so I do not need them. We did get $500 back from them after we spent $1200... So, we came out on the deal. I do not care about the AA as that did not seem to affect anything score-wise.
This card looks good though. You feel you can get it?
Would be good for me to get this card since I travel much for work. But it could go two ways:
1. Too much available credit or recent inqs (on EX)
2. Approved since I have high limit cards with Chase/ AMEX (their direct competitor). All my Credit Cards apart from Cap One are $10K + in CL with my NFCU at $28k. Util is 2%
Decisions..decisions..
When we applied, we both got the "call for instant approval" screen. Called them and I talked with a really nice guy - verified some information and that was all it took. $15k... I had figured I might get $5k from them so that was nice.
I wish I could get in with NFCU after reading here - just do not have an avenue.
Nice limits by the way. I am like you with most at $10k or better. My new Cap 1 Venture is $5k, that Amex Delta is $5k, and my Wally Discover is $1600...
Util is currently 1% - and it will stay that way!
I'm hoping to gey my Wally, ON, Nordstrom above 10k in the next year
I still have my good ol cap one at $1100 and I forgot to mention my BBRZMC at $800 ($59 AF)
I hoping BOA will throw me somethig since I have been banking with them since 2000 (when they were Fleet Bank here in MA)
Same - I'll try at 61 days for Amex Delta for $15k, not sure about Cap 1 and their policies on the Venture, I may call them and ask. As for Wally, I will try in a few months to get it up there too. I just closed $6k in lines with GE, want to let the dust settle just a bit, then hit them up!
I am good with anything $5k or better, but would prefer $10k...
@RockinRay wrote:Same - I'll try at 61 days for Amex Delta for $15k, not sure about Cap 1 and their policies on the Venture, I may call them and ask. As for Wally, I will try in a few months to get it up there too. I just closed $6k in lines with GE, want to let the dust settle just a bit, then hit them up!
I am good with anything $5k or better, but would prefer $10k...
I'm due for the BCE 6 months CLI at the end of July. I'll try to get it to $25K
I dont think my wally stored will go higher than my current CL of $6K. I would have a better chance if it was the Discover version.
But just like you anything $5K and above is good. Hoping the Nordstrom becomes a siggy in the next year. I will mostly likely close my Cap One and BBRZMC.
I have to let my AAoA climb a bit. I have killed it lately.
@CS800 wrote:I have 5 on my EX in the last 4 months. Looking to try for the 1-2-3 card
I had 4 INQs and a bunch of new accs on EX, but got approved for their Privileges Travel Rewards card. Give it a shot 
@CS800 wrote:
@RockinRay wrote:Same - I'll try at 61 days for Amex Delta for $15k, not sure about Cap 1 and their policies on the Venture, I may call them and ask. As for Wally, I will try in a few months to get it up there too. I just closed $6k in lines with GE, want to let the dust settle just a bit, then hit them up!
I am good with anything $5k or better, but would prefer $10k...
I'm due for the BCE 6 months CLI at the end of July. I'll try to get it to $25K
I dont think my wally stored will go higher than my current CL of $6K. I would have a better chance if it was the Discover version.
But just like you anything $5K and above is good. Hoping the Nordstrom becomes a siggy in the next year. I will mostly likely close my Cap One and BBRZMC.
I have to let my AAoA climb a bit. I have killed it lately.
Me too - too many new cards... But, the Delta Amex will help as it backdates to 1979... I think a goal of no limit less than $10k is a great goal to work on - and - if we sit in the garden long enough, I bet that would happen for both of us within a year...
Do the BOA Sig report a credit limit on the credit report?
