myFICO® Forums
Help
cancel
turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Is Bose Credit Card considered a Store Card?

tomwest
New Contributor
‎08-05-2008 08:42 PM
‎08-05-2008 08:42 PM

Is Bose Credit Card considered a Store Card?

If I get that card, since it is not Visa or MC, would that show up as a store card on my FICO reports? How will it effect my credit? Do I have to have a store card to improve my credit?

Any experience with this card? Who do they pull?

Thanks for the info.
Message 1 of 4
0 Kudos
3 REPLIES
Timothy
Moderator Emeritus
‎08-06-2008 05:48 AM
‎08-06-2008 05:48 AM

Re: Is Bose Credit Card considered a Store Card?

Yep- it will show as a Store card (charge card)
 
If you have NO store cards you may see a litttle bump in score or a minimal hit for the new account.  
Message 2 of 4
0 Kudos
Timothy
Moderator Emeritus
‎08-06-2008 05:49 AM
‎08-06-2008 05:49 AM

Re: Is Bose Credit Card considered a Store Card?

I  just looked it up- it is backed by HSBC
HSBC normally pulles EQ-
 
IMO- stay away
Message 3 of 4
0 Kudos
tomwest
New Contributor
‎08-06-2008 07:54 AM
‎08-06-2008 07:54 AM

Re: Is Bose Credit Card considered a Store Card?

Thanks, excellent answers.
Message 4 of 4
0 Kudos

An Industry Standard – FICO Scores are used in more than 90% of lending decisions

Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
CONNECT WITH US Social Media Facebook Twitter Google+ Google+ Apple App Download Android App Download

Terms of Use | Privacy Policy

Copyright ©2001- Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.