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tomwest
Posts: 59
Registered: ‎03-01-2008
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Is Bose Credit Card considered a Store Card?

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‎08-05-2008 08:42 PM

If I get that card, since it is not Visa or MC, would that show up as a store card on my FICO reports? How will it effect my credit? Do I have to have a store card to improve my credit?

Any experience with this card? Who do they pull?

Thanks for the info.
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Timothy
Posts: 9,252
Registered: ‎03-19-2007
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Re: Is Bose Credit Card considered a Store Card?

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‎08-06-2008 05:48 AM

Yep- it will show as a Store card (charge card)
 
If you have NO store cards you may see a litttle bump in score or a minimal hit for the new account.  
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Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
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Re: Is Bose Credit Card considered a Store Card?

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‎08-06-2008 05:49 AM

I  just looked it up- it is backed by HSBC
HSBC normally pulles EQ-
 
IMO- stay away
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New Contributor
tomwest
Posts: 59
Registered: ‎03-01-2008
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Re: Is Bose Credit Card considered a Store Card?

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‎08-06-2008 07:54 AM

Thanks, excellent answers.
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