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Is Bose Credit Card considered a Store Card?

New Contributor

Is Bose Credit Card considered a Store Card?

If I get that card, since it is not Visa or MC, would that show up as a store card on my FICO reports? How will it effect my credit? Do I have to have a store card to improve my credit?

Any experience with this card? Who do they pull?

Thanks for the info.
3 REPLIES
Moderator Emeritus

Re: Is Bose Credit Card considered a Store Card?

Yep- it will show as a Store card (charge card)
 
If you have NO store cards you may see a litttle bump in score or a minimal hit for the new account.  
Moderator Emeritus

Re: Is Bose Credit Card considered a Store Card?

I  just looked it up- it is backed by HSBC
HSBC normally pulles EQ-
 
IMO- stay away
New Contributor

Re: Is Bose Credit Card considered a Store Card?

Thanks, excellent answers.