Credit Cards

[tomwest]

If I get that card, since it is not Visa or MC, would that show up as a store card on my FICO reports? How will it effect my credit? Do I have to have a store card to improve my credit?

Any experience with this card? Who do they pull?

Thanks for the info.

[Timothy]

Yep- it will show as a Store card (charge card)

If you have NO store cards you may see a litttle bump in score or a minimal hit for the new account.  

[Timothy]

I  just looked it up- it is backed by HSBC

HSBC normally pulles EQ-

IMO- stay away

[tomwest]

Thanks, excellent answers.