2 weeks left in the garden and was thinking of adding a capital one card.
Are their web prequals real or spam?
680-700 scores
tax lien
Congratulations! We think you'll like this pre-qualified card offer.
VentureOne® Rewards
Primary Benefit
Unlimited 1.25 miles per dollar on every purchase. Plus, earn 20,000 bonus miles.
Purchase APR
0% Intro APR until August 2015; 15.9% variable APR after that
Transfer Information
15.9% variable APR; No transfer fee
Annual Fee$0
Capital One® Platinum Prestige
Primary Benefit
Save money with a 0% Intro APR on purchases and transfers
Purchase APR
0% Intro APR until November 2015; 14.9% variable APR after that
Transfer Information
0% Intro APR until November 2015; 14.9% variable APR after that; 3% fee on the amount transferred until November 2015
Annual Fee
$0
Quicksilver® Rewards
Primary Benefit
Earn unlimited 1.5% cash back on every purchase, plus a one-time $100 bonus
Purchase APR0% intro APR until May 2015; 17.9% variable APR after that
Transfer Information
0% intro APR until May 2015; 17.9% variable APR after that; 3% fee on the amount transferred until May 2015
@elim wrote:What the heck do you do about a spree? Everyone is INQ sensitive. Some lender actually has to be app'ed for last. lol
I did a spree starting out - I regret it. It is way better, IMO to do like the old timers here say - slow and steady. My new rule when I get out of the garden will be only 2-3 cards a year. Also, gotta plan your apps based on which credit reports they pull... For example AMEX=Experian, Barclays=TransUnion.
LOL, unfortunately Capital One grabs all three: Equifax, TransUnion, Experian 
@elim wrote:2 weeks left in the garden and was thinking of adding a capital one card.
Are their web prequals real or spam?
680-700 scores
tax lien
Congratulations! We think you'll like this pre-qualified card offer.
You are also pre-qualified for:VentureOne® Rewards
Primary BenefitUnlimited 1.25 miles per dollar on every purchase. Plus, earn 20,000 bonus miles.
Purchase APR0% Intro APR until August 2015; 15.9% variable APR after that
Transfer Information15.9% variable APR; No transfer fee
Annual Fee$0Capital One® Platinum Prestige
Primary BenefitSave money with a 0% Intro APR on purchases and transfers
Purchase APR0% Intro APR until November 2015; 14.9% variable APR after that
Transfer Information0% Intro APR until November 2015; 14.9% variable APR after that; 3% fee on the amount transferred until November 2015
Annual Fee$0
Quicksilver® Rewards
Primary BenefitEarn unlimited 1.5% cash back on every purchase, plus a one-time $100 bonus
Purchase APR0% intro APR until May 2015; 17.9% variable APR after thatTransfer Information0% intro APR until May 2015; 17.9% variable APR after that; 3% fee on the amount transferred until May 2015
I wish I could help but I can't even get the Congratulations! We think you'll like this pre-qualified card offer to even come up for me so I haven't apped Cap One, been wanting to but just don't want to waste a inq. but if you do go for it good luck!
