09-01-2009 02:06 PM
09-01-2009 02:52 PM
I'm not sure on the friendly part, but GEMB is the CCC for Chevron.
09-01-2009 03:42 PM - edited 09-01-2009 03:44 PM
09-01-2009 04:32 PM
Do you think they are being bought out by Chase? I'm so tempted to apply just to see what happens but I don't want to waste an inq. My credit score is high enough to get the card. I called cust serv and they said they are bk friendly but when I read to her what the website said, she said it didn't make a difference I could still apply and they would send a letter in 7-10 days. I told her I didn't want to unless it would be approved, she said the only way to know would be to apply either by phone or online. Has anyone else applied recently with a bk and gotten approved?
09-02-2009 04:59 AM
BOA has the same questions i think
I know this for certain and for sure, if they are BK friendly, they sure aren't Delinquent Account/Charge off friendly so id take a gander and say they might not
GEMB seems to be real strict.The only card I got from them was my Penny's card and they only gave me a $100 limit. Sad when i found out my sorority sister got an 800 dollar limit
09-02-2009 09:34 AM
GEMB seems to be real strict.The only card I got from them was my Penny's card and they only gave me a $100 limit.
I avoided app'ing w/Chevron because of the online questions you're referring to.
Some GEMB cards are BK friendly. I rec'd JCPenney's $1200, Dillard's $700, Walmart 500 6 mos. out of Ch13.
CB shows Chevon as much more iffy than other GEMB cards - a definite gamble.
09-02-2009 05:47 PM
@Beammeup, congrats to you
You put me to shame. I just messed my credit up and am in the stages of repair and couldnt even get any of te limits that you have.
09-02-2009 06:08 PM
09-02-2009 06:26 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.