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Is Citi inquiry sensitive? Who do they generally pull?

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bluesnowman
Frequent Contributor
‎04-14-2013 08:22 PM
‎04-14-2013 08:22 PM

Re: Is Citi inquiry sensitive? Who do they generally pull?

Im here in California, and when I applied for my Forward card, they pulled EX for me. I have also seen that they pull EQ as well. 

Bank of America: Cash Rewards.- 4.2k. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015, sept 2015), Citi: Forward- 4.5k. 10/27/12 (CLI on 2/8/14, SP, CLI on 9/26/15 sp). Discover: More- 7k, 10/27/12 (Increase 6/1/14, CLI in May of 2015, SP 9/2015) Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 5k (EX CLI HP 9/2015) Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-5k 12/8/13 (CLI on 9/2015) Capital one VentureOne Visa Signature-10k (9/6/15). Citi AAdvantage Platinum Select World MasterCard-4K. Last App: 9/6/15. Total cl: 45,300
Message 11 of 16
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WallyxD
Frequent Contributor
‎04-14-2013 08:23 PM
‎04-14-2013 08:23 PM

UPDATE: APPROVED FOR CITI FORWARD STUDENT!

My heart is pounding like no other right now. Filled out the application, took like 15 seconds, and BAM! It said I was approved with a 1.5k credit limit. Words cannot explain how happy and excited I am. Off to the garden for now Smiley Happy

AE CC: $1,050 | AEO Visa: $1,890 | Cap1 QS: $2,100 | Chase Freedom: $1,000 | Citi Forward: $1,500 | Citi Double Cash: $1,000 | Discover iT: $500 | GameStop: $1,650 | Overstock: $1,700 | PayPal Smart Connect: $1,500 | Walmart $2,200

TU (Discover): 663 | EQ (Citi): 651
Message 12 of 16
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myjourney
Super Contributor
‎04-14-2013 08:25 PM
‎04-14-2013 08:25 PM

Re: UPDATE: APPROVED FOR CITI FORWARD STUDENT!

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 16
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09Lexie
Moderator Emerita
‎04-14-2013 08:27 PM
‎04-14-2013 08:27 PM

Re: UPDATE: APPROVED FOR CITI FORWARD STUDENT!

Congrats WallyxD! Now off to the garden!

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 14 of 16
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WallyxD
Frequent Contributor
‎04-14-2013 08:36 PM
‎04-14-2013 08:36 PM

Re: Is Citi inquiry sensitive? Who do they generally pull?

Thanks guys Smiley Happy I do find it a bit odd that I haven't gotten an email from them yet..

AE CC: $1,050 | AEO Visa: $1,890 | Cap1 QS: $2,100 | Chase Freedom: $1,000 | Citi Forward: $1,500 | Citi Double Cash: $1,000 | Discover iT: $500 | GameStop: $1,650 | Overstock: $1,700 | PayPal Smart Connect: $1,500 | Walmart $2,200

TU (Discover): 663 | EQ (Citi): 651
Message 15 of 16
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calihlove75
Established Contributor
‎04-14-2013 08:39 PM
‎04-14-2013 08:39 PM

Re: Is Citi inquiry sensitive? Who do they generally pull?

I do know they are VERY new account sensitive!!!

 

Edited to say Congrats!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 16 of 16
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