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Is Comenity the only bank that participates in the shopping card trick now?

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Anonymous
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Is Comenity the only bank that participates in the shopping card trick now?

Are there any other banks that offer shopping cart trick?  I'm just curious about this.

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Is Comenity the only bank that participates in the shopping card trick now?

Someone else posted about Willliams Sonoma and L.L. Bean (Barclay cards) being part of a shopping cart trick, but that was actually a popup preapproval that still resulted in a hard pull.

Message 2 of 11
fury1995
Valued Contributor

Re: Is Comenity the only bank that participates in the shopping card trick now?

Short answer, yes.
August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

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Message 3 of 11
Anonymous
Not applicable

Re: Is Comenity the only bank that participates in the shopping card trick now?


@fury1995 wrote:
Short answer, yes.

The long answer is............ still yes.

 

 

(LOL sorry, I just couldn't resist.)

 

 

Message 4 of 11
ddemari
Super Contributor

Re: Is Comenity the only bank that participates in the shopping card trick now?

Like others have said, comenity does offer the widest, largest amount of SCT offers. Barlcays has been seen to do it on LL Bean and WS. I have heard Synch. bank doing it on Wal-Mart CC's

 

But comenity takes the cake. 

Message 5 of 11
Anonymous
Not applicable

Re: Is Comenity the only bank that participates in the shopping card trick now?


@ddemari wrote:

Like others have said, comenity does offer the widest, largest amount of SCT offers. Barlcays has been seen to do it on LL Bean and WS. I have heard Synch. bank doing it on Wal-Mart CC's

 

But comenity takes the cake. 


I've heard Barclay has done it with the NFL card too, but I believe Comenity is the only one that does is with a SP, while Barclay (and Synchrony I think) do it with a HP. But I can't say for sure cause I have no personal experience with Barclay & Synch pop-ups.

Message 6 of 11
Anonymous
Not applicable

Re: Is Comenity the only bank that participates in the shopping card trick now?

TySmiley Happy everyone for the helpful information.

Message 7 of 11
onstar
Established Contributor

Re: Is Comenity the only bank that participates in the shopping card trick now?

Keep in mind though, SCT doesn't necessarilymean SP. More and more, they are doing a HP even with the pop up.

 

BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (10/16/2020): EQ 676 EX 659 TU 653
Message 8 of 11
woodyman100
Valued Contributor

Re: Is Comenity the only bank that participates in the shopping card trick now?

Synchrony used to do it with Dillard's. I'm not sure if WF does it now that they have Dillards
NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill
Message 9 of 11
noobody
Established Contributor

Re: Is Comenity the only bank that participates in the shopping card trick now?

if it is a HP, I wouldn't call it a trick, just marketing stuff.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 10 of 11
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