Credit Cards

[davidboca]

Recently, I received a pre-approval in the mail with very generous terms. 5% off gas purchases for life, low interest apr, and additional cash back with no annual fee. Is this a good institution to deal with? I've never heard of them prior to their mailer.

Thanks a million.

[unknown_entity]

Yes FNBO is Prime.

[concorduser]

I have their secured card. One of the most cheap card I have ever seen. Cheap I mean it has no rewards or no benefits. Secured Deposit does not earn interest.

[davidboca]

Thanks for the info. I think I'm going to apply.

I'll let you know how it turns out.

[davidboca]

The result is that I was Approved on line for 10.5K initial credit line. I was told that I will be receiving my card within 7-10 business days.

Thanks for the information.

[adamseve]

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davidboca wrote:

The result is that I was Approved on line for 10.5K initial credit line. I was told that I will be receiving my card within 7-10 business days.

Thanks for the information.

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Congratulations!

What report did they pull?  If you don't mind sharing, what are your FICO scores?

I had one of their cards in the past and I'd love to get back in with them.

Thanks for sharing.

[davidboca]

I live in Florida and FNBO pulled EXperian (only). My 'MyFico' EX score  was 712 a few months ago.

Hope this info helps.