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Is HSBC/ Cap 1 CLI possible yet?

Established Contributor

Is HSBC/ Cap 1 CLI possible yet?

I have the household bank platinum that I received in January still at $300. I see all the success with the Cap 1 CLIs lately by emailing/calling the executive. Has anyone used this to increase their HSBC cards that were aquired by Cap One?

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 1 of 7
6 REPLIES
Senior Contributor

Re: Is HSBC/ Cap 1 CLI possible yet?


calihlove75 wrote:

I have the household bank platinum that I received in January still at $300. I see all the success with the Cap 1 CLIs lately by emailing/calling the executive. Has anyone used this to increase their HSBC cards that were aquired by Cap One?


I recently did a online CLI request (3 weeks or so) and received a small increase $500 to $700 on my Household  Bank card.

Message 2 of 7
Frequent Contributor

Re: Is HSBC/ Cap 1 CLI possible yet?

I called HSBC and asked for an increase on my household bank platinum 2% back and got a small increase also from 1,000 to 1,200

Message 3 of 7
Frequent Contributor

Re: Is HSBC/ Cap 1 CLI possible yet?

How often can you CLI on HSBC?


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Message 4 of 7
Established Contributor

Re: Is HSBC/ Cap 1 CLI possible yet?


Wolf3 wrote:

calihlove75 wrote:

I have the household bank platinum that I received in January still at $300. I see all the success with the Cap 1 CLIs lately by emailing/calling the executive. Has anyone used this to increase their HSBC cards that were aquired by Cap One?


I recently did a online CLI request (3 weeks or so) and received a small increase $500 to $700 on my Household  Bank card.


See I have never been able to request online. It seems to be blocked for function. Maybe I have a different version? I have called at various times over this exact issue and they wanted to hard pull me and I declined. Seeing all the success others are having with the Cap one I just was hoping  Cap one exec could help me. I am unsure whether Cap one has the full authority yet to issue cli on my card. I don't know what is going on..lol. I guess I sit back and wait.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 5 of 7
Super Contributor

Re: Is HSBC/ Cap 1 CLI possible yet?

I wouldnt call the exec office of cap1 for a card so young. The people calling exec for a cli are those who have had the card years, stuck at the same limit. Afail hsbc/HH,Cap1 and all of them don't HP for CLIs. Many front line CSRs simply dont know the difference.
Message 6 of 7
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Established Contributor

Re: Is HSBC/ Cap 1 CLI possible yet?


jsucool76 wrote:
I wouldnt call the exec office of cap1 for a card so young. The people calling exec for a cli are those who have had the card years, stuck at the same limit. Afail hsbc/HH,Cap1 and all of them don't HP for CLIs. Many front line CSRs simply dont know the difference.

When I spoke to them they seemed to know the difference. I also was transferred to a manager and they confirmed it would be a hardpull. Maybe they ALL  do not know what they are talking about but I am not taking the chance. I received 3 hardpulls on my TU  back to back during my first few weeks of the card..all over the hard vs soft inquiry issue. It has been a dishonest relationship from the start. I have not called the executive team on it. Hopefully once the transition is fully complete, Cap One will review all of its accounts and start to be fairer in regard to CLs. It is my only MasterCard so I will give it until January and take my business elsewhere if need be.

 

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 7 of 7