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Is Home Depot trying to tell me something??

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LesWH
Established Contributor

Is Home Depot trying to tell me something??

I usually check all my cards that I don't use around statement time.  I signed in to my HD card and this is what I saw.  My limit was $7,000.  Now it's $11,000. I think they want me to spend, but I'm not going to do it.  Besides, there isn't anything I need from Home Depot currently.  Even though HD is backed by Citi, they must have their own guidelines for CLIs because I just opened this card in September 2012.

 

Last Statement Balance - 12/05/2012$0.00
Activity Since Last Statement 
Available for Purchase$11,000.00

Total Credit Limit This is the total amount of credit provided on this account. Refer to Account Activity for details.

$11,000.00

NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 1 of 13
12 REPLIES 12
Cadillac-XTS
Established Contributor

Re: Is Home Depot trying to tell me something??

Congrats on the cli. It will most certainly help for ult if nothing else.

Message 2 of 13
LesWH
Established Contributor

Re: Is Home Depot trying to tell me something??


@Credit314 wrote:

Congrats on the cli. It will most certainly help for ult if nothing else.


Thanks. it definitely helps with utilization. My utilization is about 1% right now. 


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 3 of 13
Cadillac-XTS
Established Contributor

Re: Is Home Depot trying to tell me something??

Nice

Message 4 of 13
Epcot
Valued Contributor

Re: Is Home Depot trying to tell me something??

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 5 of 13
shakalaka
Established Contributor

Re: Is Home Depot trying to tell me something??

Nice, Congrats. Maybe a hint, that you should do some renovation or remodelling Smiley Very Happy



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 6 of 13
nicholasyud
Valued Contributor

Re: Is Home Depot trying to tell me something??

Wow.....very nice...

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 7 of 13
BearsAndTurtlesRtheBest
Senior Contributor

Re: Is Home Depot trying to tell me something??

its telling you to get your butt to home depot and begin swiping

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 8 of 13
chnceit
Valued Contributor

Re: Is Home Depot trying to tell me something??

Congrats Les! You are getting nice CLs lately


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 9 of 13
LesWH
Established Contributor

Re: Is Home Depot trying to tell me something??


@chnceit wrote:

Congrats Les! You are getting nice CLs lately


This is the only one I didn't ask forWoman LOL


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 10 of 13
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