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Is Home Depot trying to tell me something??

Established Contributor

Is Home Depot trying to tell me something??

I usually check all my cards that I don't use around statement time.  I signed in to my HD card and this is what I saw.  My limit was $7,000.  Now it's $11,000. I think they want me to spend, but I'm not going to do it.  Besides, there isn't anything I need from Home Depot currently.  Even though HD is backed by Citi, they must have their own guidelines for CLIs because I just opened this card in September 2012.

 

Last Statement Balance - 12/05/2012$0.00
Activity Since Last Statement 
Available for Purchase$11,000.00

Total Credit Limit This is the total amount of credit provided on this account. Refer to Account Activity for details.

$11,000.00

NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 1 of 13
12 REPLIES
Established Contributor

Re: Is Home Depot trying to tell me something??

Congrats on the cli. It will most certainly help for ult if nothing else.

Message 2 of 13
Established Contributor

Re: Is Home Depot trying to tell me something??


Credit314 wrote:

Congrats on the cli. It will most certainly help for ult if nothing else.


Thanks. it definitely helps with utilization. My utilization is about 1% right now. 


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 3 of 13
Established Contributor

Re: Is Home Depot trying to tell me something??

Nice

Message 4 of 13
Valued Contributor

Re: Is Home Depot trying to tell me something??

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 13
Established Contributor

Re: Is Home Depot trying to tell me something??

Nice, Congrats. Maybe a hint, that you should do some renovation or remodelling Smiley Very Happy

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

Message 6 of 13
Valued Contributor

Re: Is Home Depot trying to tell me something??

Wow.....very nice...


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 7 of 13
Senior Contributor

Re: Is Home Depot trying to tell me something??

its telling you to get your butt to home depot and begin swiping

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 8 of 13
Valued Contributor

Re: Is Home Depot trying to tell me something??

Congrats Les! You are getting nice CLs lately


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 9 of 13
Established Contributor

Re: Is Home Depot trying to tell me something??


chnceit wrote:

Congrats Les! You are getting nice CLs lately


This is the only one I didn't ask forWoman LOL


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 10 of 13