Is It Hard to Get an Auto Loan after an App Spree?

[Johnny_Favorite]

Just wondering if I happened to need a new car, would I have trouble qualifying because of the 8 new accts reporting?

Not that I need a car, I am just wondering how that works.

[kobe2012]

i wonder too... i'll be buying a car in 4 months and I wanna apply for citi/csp or bce before then.... i wonder if it'll be better to apply before or after

[cableguy123]

well before i got my nissan gtr in aug i did a min app spree and i got a 80k loan with nfcu to be honest i think it just depends on what your credit profile looks like!

[creditnocash]

it all depends on your score and stats etc.. 

i had 4 3 3 inq's under a year

1 inq was 8 months for my kohls card that i got 4 inqs were denials in feb and 5 inquries june-august for those cards i got them all and they were all already reporting

when i went for my auto loan and they pulled all three 2 times 

once the dealer and once the finance company. and i got low 700's and quallified for best tier. 

that night after i signed the paperwork for the car i apped for a od loc at my bank (got score back of 726) dont remember model im pretty sure it wasnt fico though. 

and my amex zync that i got. 

so i hope that helps, with your question. 

fyi best tier was 0% for 2 years and .9 for 3-5 years

top tier varies by make.(mine was toyota) i believe honda acura is 720 but i could be wrong since i never let them pull my credit. 

[bettercreditguy1]

Prob not if your credit profile is ok or better. They are in the business to sell cars. Difference being, you may not qualify for the best tier financing if you have too much dti or late pays. I apped and was approved for one primevill  card and two new car loans in 7 months, no problem, got the best possible car loan rates.