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@Creditaddict wrote:
have you asked? Every 3 months
yes i have, i use it all the time and pay on it every wk, never late my fico score is 642. i got to the point i stop asking for one. i got my card oct 07.
so i will just pay it off and just put it in the sock draw. and whats so crazy i have a bloomingdale's with an cl of $1000....
I too felt the bitter bite of a CL decrease. I started out with a $200 CL, quickly got CLI to $300 and then $500.
I was late once, (4 days) and they slashed it back to $200.
That was the only time in 8 years its ever been late, and it's still a miserable $200 limit.
@Anonymous wrote:I too felt the bitter bite of a CL decrease. I started out with a $200 CL, quickly got CLI to $300 and then $500.
I was late once, (4 days) and they slashed it back to $200.
That was the only time in 8 years its ever been late, and it's still a miserable $200 limit.
at least u made it to 500.00. i just got my response back from macy about cli, denied due to something is on my EX report.
@score_building wrote:
@Anonymous wrote:
WHY CANT MACY'S SHOW ME ANY LOVE....I HAD MY FOR 2 YRS NEVER AN INCREASE $300
possible factors:-high uti
-marginal EX score
-sufficient credit
-insufficient income
-past delinquencies
-new neg info (EX)
-usage patterns
thanks for the info, i will look into that....
buttercupbass wrote:I too felt the bitter bite of a CL decrease. I started out with a $200 CL, quickly got CLI to $300 and then $500.
I was late once, (4 days) and they slashed it back to $200.
That was the only time in 8 years its ever been late, and it's still a miserable $200 limit.
If you miss a payment with Macy's/Bloomingdale's the CLD is automatic.
@Anonymous wrote:
YES Macys is on a rampage I have had my account for 15 months , never been late,usually paid in full,always paid more than minimum payment,very actively ordered from them a least every other month, my credit line went from $1200 down to $140 like $6 above my current balance, I called them and they raised my limit back to $600 wow lol!! yes they are reducing lines so be prepared, and to beat it all like 2 months ago I had gotten a $200 cli!!! BLOOMINGDALES is doing the same my $1500 credit line went down to $100, never been late with them either I called and they raised it back up to $800 but i had to call like 7 times to get it done, but I look for them to lower again in a month or two.They are balance chasing too it appears.
did they give you a reason for the CLDs?
@Anonymous wrote:
they claimed my credit report contained negative items, but i know that to be false i check my credit everyday,and i pulled a fico score from myfico and my score is 698 its better than it was when i got the accounts.
i called macy's today, to see what was ex reporting on my credit they couldnt tell me why. they said they will send me a statement, stateing the reason why....
i tried of the cld,it makes me angry...