No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I'd get over a 740 before you apply.
They are being very careful, as most are at this time.
The higher score will allow your APP to stay out of the hands of a human being, and that is what you want.
I would!
They are on my "futures" list. However, I am slowly accumulating additional CC's now so it may be years before I get to them.