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Frequent Contributor
deemac
Posts: 388
Registered: ‎09-09-2008
0

Is Nordstrom BK friendly? If so, how long after?

My scores are high 600s, utilization on 3 bank cards between 35-45%. BK7 filed 10/05, discharge 3/07. I've been reading about the nordstrom visa and thinking about giving it a shot.
Regular Contributor
-RED
Posts: 231
Registered: ‎08-07-2009
0

Re: Is Nordstrom BK friendly? If so, how long after?

I'd get over a 740 before you apply.

 

They are being very careful, as most are at this time.

 

The higher score will allow your APP to stay out of the hands of a human being, and that is what you want.

 

 

-800 or Bust...!
Frequent Contributor
crosbyk1
Posts: 485
Registered: ‎02-17-2008
0

Re: Is Nordstrom BK friendly? If so, how long after?

I have the visa card and it is a great card. I do not know if they are BK friendly but I would say most likely not. Very Conservative!   

Starting Score: 744
Current Score: 744
Goal Score: 800


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Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Is Nordstrom BK friendly? If so, how long after?

Direct approval for a Nordstrom Visa with scores > 700 is not assured. Direct approval for a Nordstrom Visa with score < 700 plus baggage is very unlikely. How much would you use a Nordstrom store card is that's what you were approved for?
Frequent Contributor
crosbyk1
Posts: 485
Registered: ‎02-17-2008
0

Re: Is Nordstrom BK friendly? If so, how long after?

I started with the store card then upgraded to the visa. I did use the store card a decent amount of times. Also if you get you foot in the door the card will grow I went from 600 to 7000 in a little over a year.

Starting Score: 744
Current Score: 744
Goal Score: 800


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Frequent Contributor
deemac
Posts: 388
Registered: ‎09-09-2008
0

Re: Is Nordstrom BK friendly? If so, how long after?

I'd probably use the store card very little. Do they pull credit before upgrading it to the visa, or do they just base it on your experience with them?
Frequent Contributor
crosbyk1
Posts: 485
Registered: ‎02-17-2008
0

Re: Is Nordstrom BK friendly? If so, how long after?

They get updates on you CR every 3 months.   

Starting Score: 744
Current Score: 744
Goal Score: 800


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Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Is Nordstrom BK friendly? If so, how long after?

Nordstrom was BK unfriendly and inquiries were a no no. Now I suspect they are even tighter. Do yourself a favor and save the inquiry that BK is much too recent. My BK drops in 6 months and I have no EQ inqs and I am not even thinking about the card.
Frequent Contributor
crosbyk1
Posts: 485
Registered: ‎02-17-2008
0

Re: Is Nordstrom BK friendly? If so, how long after?

smallfry, Would you consider Nordstrom a very prime lender.?

Starting Score: 744
Current Score: 744
Goal Score: 800


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Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Is Nordstrom BK friendly? If so, how long after?

I would!

 

They are on my "futures" list. However, I am slowly accumulating additional CC's now so it may be years before I get to them.


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