Is US Bank inquiry sensitive? :O

[enharu]

---

@teddybearkelli1 wrote:
Correct

---

u mean they are sensitive or they pull EQ?

Thanks a lot everyone! 

[Ron1]

Good luck!!!!

Ron.

[Ron1]

---

@teddybearkelli1 wrote:
Correct

---

????

Ron.

[enharu]

---

@Ron1 wrote:

---

@teddybearkelli1 wrote:
Correct

---

????

Ron.

---

i'm equally as confused about this xD

[09Lexie]

I think..after scratching my head too...poster was saying, 'correct, us bank is inquiry sensitive'.

[enharu]

haha thanks a lot lexie!!!!

[09Lexie]

You're welcome!

[enharu]

so i finally took the plunge today at the branch. application process was kinda awkward since you're talking to a person live and i was giving her all my info when i could easily do that myself online.

They pulled experian for me

They were able to pull up a copy of my credit report right away and went through it with me pretty much. 11 inquiries on my EX now including this! 

Didn't get an instant approval, which was expected considering the number of inquiries I got.

I was told they'll hear back by tomorrow and will then give me a call, which is surprisingly quick if true. Does anyone know if their recon process is easy or hard? 

Oh well. Regardless of approval or denial this is my last app until 03/2014 for my Amex. 

Off to gardening!!!!!!!!!!!!!!!!!!!!! 

[09Lexie]

Good luck!

[teddybearkelli1]

enharu

‎04-03-2013 02:11 PM

You mean you had 5 in the most recent year, and 3 from 1-2 years?

Thanks!

=========================================================================================================================

Sorry, tried answering on my IPAD and didn't include your original question as I thought it would. Yes I had 8 inquiries total in 2 years, 5 of those were in the prior few months before applying for the US Card... all for credit cards (no auto, loans, or anything like that) . I was auto approved, no questions asked.

[teddybearkelli1]

You mean you had 5 in the most recent year, and 3 from 1-2 years?

Thanks!