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The banking wing of USAA (the part that issues the CC's) is an FSB that is owned by a mutual insurance company that is in turn owned by its policy holders.
@Red1Blue wrote:
If it is a bank then it should be open for every one right? Why this membership business?
Anybody can join. But some members are restricted from certain products.. They're an FSB, but operates like a bigtime CU.
@Red1Blue wrote:
If it is a bank then it should be open for every one right? Why this membership business?
Anyone can open a deposit account there.