cancel
Showing results for 
Search instead for 
Did you mean: 

Is Wells Fargo BK Friendly?

tag
sandman2435
Established Contributor

Is Wells Fargo BK Friendly?

 
Message 1 of 6
5 REPLIES 5
myjourney
Super Contributor

Re: Is Wells Fargo BK Friendly?

you may find more answers in the bankruptcy section hope this helps

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
somotao
Frequent Contributor

Re: Is Wells Fargo BK Friendly?

Wells Fargo is not known to be BK friendly for unsecured credit cards.....but like has been suggested read through the bankruptcy forums you'll find a lot of useful information there


Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
Message 3 of 6
Guyatthebeach
Valued Contributor

Re: Is Wells Fargo BK Friendly?

According to their website, you have to be out of BK for 12 months and have no liens.

Message 4 of 6
Settemio
Regular Contributor

Re: Is Wells Fargo BK Friendly?

I apped about two years ago, my BK was 8 years in. They denied me and the reason they stated was BK. It might have been other components as well, I had one late at 4.5 years. Score was about 700.

Message 5 of 6
andre181
Established Contributor

Re: Is Wells Fargo BK Friendly?

A few months ago, my mom was approved for WF's Rewards card with $12k CL with a BK7 from 2004 reporting.

 

But she has been a WF checking customer since 1986 when she moved here and has never had any issues with that account. And she has a closed PIF/No lates WF auto loan from 2010-2011 reporting from when she cosigned on my car.

 

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.